Texas Hourly Paycheck Calculator

Texas payroll taxes

Texas has no state individual income tax on wages. A typical paycheck shows federal income tax, Social Security, Medicare, and any pretax/post-tax deductions. Employers fund Texas unemployment insurance (SUTA), FUTA, workers’ compensation, and must keep required notices and records. Pretax benefits—401(k)/403(b)/457(b), HSA, FSA, commuter, and Section 125 premiums—can reduce taxable wages when plan-eligible.

• Employee (federal): Income tax (IRS W-4), Social Security, Medicare, Additional Medicare for high earners.
• Employee (state/local): No Texas state or municipal wage income tax withholding.
• Employer: Texas SUTA; FUTA; workers’ comp; required postings/recordkeeping.
• Pretax deductions: May lower federal taxable wages and, when eligible, FICA.

How Your Texas Paycheck Works

Your net equals gross hourly wages (regular, overtime, tips, differentials, bonuses) minus pretax deductions; then minus FICA and federal income tax. With no state or local wage income tax, there are no Texas or city withholding lines. The calculator itemizes hours, rates, taxable wages, all withholdings, deductions, credits, and final take-home.

• Inputs: Hourly rate, hours, overtime, tips, pay frequency, filing status, dependents/credits, deductions.
• Outputs: Line-by-line FICA, federal withholding, deductions, and estimated net pay.
• Supplemental wages: Compare flat vs. aggregate federal methods for bonuses/commissions.

Texas Income unemployment tax rate — 10 Years (Employer SUTA)

Replace placeholders with official Texas Workforce Commission figures (taxable wage base, experience-rated range, new-employer rate) before publishing.

Texas salary threshold

Texas follows FLSA and state rules. Exempt classification requires meeting the duties tests and the applicable salary-basis threshold; job titles alone don’t create exemption. Confirm federal minimum wage baseline, tip-credit rules for tipped employees, youth wage provisions, and any industry-specific standards when classifying roles and computing overtime.

Median Household Income: Texas — 10 Years

Insert the latest U.S. Census/ACS one-year (or five-year) estimates for Texas before publishing.

Texas Federal Insurance Contributions Act (FICA)

FICA is federal and applies in Texas: employees pay Social Security and Medicare; employers match both. Above a federal threshold, Additional Medicare tax is withheld from employees (no employer match). Eligible pretax benefits (e.g., Section 125 health premiums) can reduce FICA-taxable wages depending on plan rules.

Number of cities that have local income taxes

50-word description: Texas cities do not levy employee local income taxes. Paychecks contain federal income tax, FICA, and benefit deductions—no Texas state or municipal wage taxes. Some localities charge employer business or sales-type taxes, not employee wages. Multistate commuters might face other cities’ wage taxes; always confirm residence and worksite.

Illustrative Texas local wage/income tax table (verify current rules before use)

Texas Wage and Hour Laws: Overtime, Pay Frequency

• Overtime: Most non-exempt workers earn 1.5× the regular rate after 40 hours/week (FLSA baseline; Texas has no separate daily OT rule).
• Pay frequency: Employers must pay on a regular schedule (commonly biweekly or semimonthly) and provide itemized wage statements.
• Minimum wage/tips: Texas follows the federal minimum wage baseline and permits a tipped cash wage with tip-credit—verify current thresholds and notice requirements.

Additional Texas forms

• IRS Form W-4 (federal withholding elections).
• No Texas state W-4 (no state wage income tax).
• Form I-9 employment eligibility; Texas new-hire reporting.
• Direct deposit authorization; benefits enrollment (401(k), HSA, FSA, insurance).
• Texas unemployment (employer) account registration; required workplace posters.

FAQs about the Texas Hourly Paycheck Calculator

How do I use the Texas Hourly Paycheck Calculator?

Enter hourly rate, hours, overtime, tips, pay frequency, filing status, dependents/credits, and pretax/post-tax deductions. The calculator applies FICA and federal withholding and shows a line-by-line estimate of your take-home—without any state or local wage taxes.

Why is there no state income tax on my Texas pay stub?

Texas does not levy a personal income tax on wages. Your pay stub will show federal withholding and FICA, plus any benefits or court-ordered deductions.

Do any Texas cities withhold local wage taxes?

No. Municipalities in Texas do not impose employee local income/wage taxes. If you work across state lines, other jurisdictions’ rules may apply.

What controls my federal withholding in Texas?

Your IRS Form W-4 controls federal withholding. Update it after life changes and align the calculator inputs (status, dependents, extra amounts) for accurate estimates.

How should I enter overtime, shift differentials, tips, and bonuses?

Enter overtime at 1.5× when eligible; add differentials and reported tips; enter bonuses as supplemental wages so federal methods calculate correctly.

Why did my paycheck change this period if there’s no state tax?

Common reasons: variable hours/tips, overtime or bonus, updated W-4, benefit elections, or federal tax-table changes. Compare current vs. prior stubs line by line.

Does the calculator work for nonresidents working in Texas?

Yes. Federal withholding and FICA apply. Texas has no state income tax; your home state rules may still require filing—verify requirements.

Can pretax benefits increase my take-home?

Yes. 401(k)/403(b)/457(b), HSA, FSA, commuter, and Section 125 premiums can reduce federal taxable wages and, when eligible, FICA—often improving net pay.

How are tips treated in Texas paycheck calculations?

Reported tips are taxable for federal income tax and FICA. Include cash and charged tips so withholding is accurate and tip-credit compliance is maintained.

How do multiple jobs affect my federal withholding?

Use the IRS multiple-jobs guidance on your W-4. Model each job separately to avoid under- or over-withholding when combining wages from several employers.

What is Additional Medicare tax and when does it apply?

After wages exceed the federal threshold, employers must withhold Additional Medicare on the excess (no employer match). It appears beside regular Medicare on your stub.

Are bonuses and commissions taxed differently?

They are supplemental wages. Employers may use a flat federal supplemental rate or aggregate with regular wages; Texas has no state income tax to add.

What do people ask on Google about the Texas Hourly Paycheck Calculator?

“Why no state tax in Texas?” “How much will I take home on $X per hour?” “Do 401(k)/HSA/FSA change my net?” “How to set W-4 correctly?”

What do Reddit users commonly discuss about Texas paycheck estimates?

“Moved from a state with local taxes—why is my net higher?” “Overtime vs. second job trade-offs without state tax?” “Best pretax mix to raise take-home?” “Weekly vs. biweekly impact?”

What do people ask on Quora regarding Texas hourly pay calculators?

“Estimate net pay before taking a job in Austin vs. Dallas?” “Gross vs. taxable vs. net?” “How W-4 settings affect federal withholding?” “How to model a bonus accurately?”