Indiana Hourly Paycheck Calculator

Indiana payroll taxes

Indiana paychecks usually include federal income tax, Social Security, Medicare, Indiana state income tax, and a county-level Local Income Tax (LIT) based on the employee’s county of residence (or sometimes work). Employers fund state unemployment insurance (SUTA) and FUTA. Pretax benefits—401(k)/403(b)/457(b), HSA, FSA, commuter, and certain insurance premiums—can reduce taxable wages when plan-eligible.

• Employee (federal): Income tax (W-4), Social Security, Medicare, Additional Medicare for high earners.
• Employee (state/local): Indiana state withholding (IT-40 tables) and county LIT per residence or work county.
• Employer: Indiana SUTA; FUTA; workers’ compensation as required.
• Pretax deductions: May lower federal/state taxable wages and, when eligible, FICA.

How Your Indiana Paycheck Works

Your net pay equals gross hourly wages (regular, overtime, bonuses, tips) minus pretax deductions; then minus FICA, federal income tax, Indiana state withholding, and county LIT. The calculator shows hours, rates, taxable wages, withholdings, deductions, employer-paid items (for reference), and your final take-home.

• Inputs: Hourly rate, hours, overtime, pay frequency, filing status, dependents/credits, residence county, deductions.
• Outputs: Itemized FICA, federal, state, county LIT, deductions, and net pay.
• Supplemental wages: Compare flat vs. aggregate federal methods for bonuses/commissions.

Indiana Income unemployment tax rate — 10 Years (Employer SUTA)

Replace placeholders with official Indiana Department of Workforce Development figures before publishing (taxable wage base, experience-rated range, new-employer rate).

Indiana salary threshold

Indiana generally follows the federal Fair Labor Standards Act (FLSA). Exempt status depends on duties tests and meeting the federal salary-basis threshold; job titles alone don’t determine exemption. Confirm Indiana minimum wage, tip-credit rules, and industry-specific exceptions when classifying roles and calculating overtime.

Median Household Income: Indiana — 10 Years

Insert the latest U.S. Census/ACS one-year (or five-year) estimates before publishing.

Indiana Federal Insurance Contributions Act (FICA)

FICA is federal and applies in Indiana: employees pay Social Security and Medicare; employers match both. Above the federal threshold, Additional Medicare tax is withheld from employees (no employer match). Eligible pretax benefits (e.g., Section 125 health premiums) can reduce FICA-taxable wages depending on plan rules.

Number of cities that have local income taxes

50-word description: Many U.S. jurisdictions levy local wage or income taxes. Indiana primarily uses county Local Income Taxes (LIT) rather than city wage taxes. Rates vary by county and may be sourced to residence or work. Always verify the correct county rate and sourcing rule before estimating take-home pay or running payroll.

Illustrative Indiana local income tax table (verify current rules before use)

Indiana Wage and Hour Laws: Overtime, Pay Frequency

• Overtime: Most non-exempt employees earn 1.5× regular rate after 40 hours/week (FLSA standard; exemptions apply).
• Pay frequency: Employers must pay on a regular schedule (often biweekly or semimonthly) and provide itemized wage statements.
• Recordkeeping: Accurate timekeeping and payroll record retention are required.

Additional Indiana forms

• IRS Form W-4 (federal withholding elections).
• Indiana Form WH-4 (Employee’s Withholding Exemption Certificate) for state/county withholding.
• Form I-9 employment eligibility verification; new-hire reporting.
• Direct deposit authorization; benefits enrollment (401(k), HSA, FSA, insurance).
• Indiana unemployment (employer) account registration; required workplace posters.

FAQs about the Indiana Hourly Paycheck Calculator

How do I use the Indiana Hourly Paycheck Calculator for hourly workers?

Enter hourly rate, hours, overtime, pay frequency, filing status, dependents/credits, residence county, and pretax/post-tax deductions. The calculator applies FICA, federal, Indiana state, and county LIT to estimate take-home with a clear breakdown.

Does Indiana have local income taxes that reduce my paycheck?

Yes. Indiana assesses county-level LIT. The rate is usually based on your county of residence (or sometimes work). Select the correct county so withholding is accurate.

Which form controls my Indiana state and local withholding?

Complete Indiana Form WH-4 for state and county withholding elections, along with your IRS W-4. Update after life changes or moving to a new county.

How should I enter overtime, shift differentials, tips, and bonuses?

Add overtime using the proper multiplier (typically 1.5× after 40 hours/week). Enter differentials, tips, and supplemental wages separately so the calculator recomputes all withholdings correctly, including county LIT.

Why did my Indiana paycheck change this period?

Common reasons: different hours/overtime, bonuses (supplemental withholding), updated W-4/WH-4 elections, benefit changes, county move affecting LIT, or tax-table updates. Compare current vs. prior pay stubs.

Can pretax benefits increase my take-home?

Yes. Eligible pretax deductions—401(k)/403(b)/457(b), HSA, FSA, commuter, and certain insurance—reduce taxable wages and may lower federal/state tax and, when eligible, FICA.

How are tips treated in Indiana paycheck calculations?

Reported tips are taxable for federal, FICA, Indiana state tax, and subject to county LIT. Include tips to ensure correct withholding and minimum-wage compliance where tip credits are used.

How do multiple jobs affect my withholding?

Use the IRS multiple-jobs guidance on your W-4, and ensure your WH-4 reflects your residence county. Model each job separately to avoid under-withholding across employers.

What is Additional Medicare tax and when does it apply?

After wages exceed the federal threshold, employers must withhold Additional Medicare on the excess. There’s no employer match for this portion; it appears with regular Medicare on your stub.

Are bonuses and commissions taxed differently?

They’re supplemental wages. Employers may use a flat federal supplemental rate or aggregate with regular wages. Indiana state withholding and county LIT also apply. Enter amounts separately to compare methods.

Can the calculator project annual take-home from my hourly rate?

Yes. Multiply typical weekly hours by 52, add expected overtime/supplemental pay, then run the estimate with your pay frequency, county, and deductions to see an approximate annual net total.

What do people ask on Google about the Indiana Hourly Paycheck Calculator?

“How much is my Indiana paycheck after state and county taxes?” “Which county LIT applies if I move?” “How to fill WH-4?” “How do 401(k)/HSA/FSA affect net?” “How to model bonuses or overtime?”

What do Reddit users commonly discuss about Indiana paycheck estimates?

“My IN take-home seems low—did my county LIT change?” “Overtime vs. second job—which nets more?” “Best pretax mix to raise net?” “Flat supplemental vs. aggregate for bonuses?” “Semimonthly vs. biweekly differences?”

What do people ask on Quora regarding Indiana hourly pay calculators?

“How to estimate take-home before accepting a job in Indianapolis?” “Gross vs. taxable vs. net?” “How do W-4 and WH-4 interact?” “How do tips and commissions affect Indiana and county taxes?”