Maryland Hourly Paycheck Calculator

Maryland Payroll Taxes

Typical Maryland paychecks include federal income tax, Social Security, Medicare, Maryland state income tax, and a local (county or Baltimore City) income tax collected by the state. Employers fund Maryland unemployment insurance (SUTA), FUTA, workers’ compensation, and required postings. Pretax benefits—401(k)/403(b)/457(b), HSA, FSA, commuter, and eligible insurance premiums—can reduce taxable wages when plan-eligible.

• Employee (federal): Income tax (IRS W-4), Social Security, Medicare, Additional Medicare for high earners.
• Employee (state/local): Maryland withholding (Form MW507 elections) plus county/Baltimore City local income tax.
• Employer: Maryland SUTA; FUTA; workers’ compensation; required postings and recordkeeping.
• Pretax deductions: May lower federal/state/local taxable wages and, when eligible, FICA.

How Your Maryland Paycheck Works

Your net pay equals gross wages (regular, overtime, tips, differentials, bonuses) minus pretax deductions, then minus FICA, federal income tax, Maryland state withholding, and your county/Baltimore City local tax. The calculator itemizes hours, rates, taxable wages, withholdings, deductions, and final take-home pay.

• Inputs: Hourly rate, hours, overtime, tips, pay frequency, filing status, dependents/credits, county of residence, deductions.
• Outputs: Line-by-line FICA, federal, MD state, local, deductions, and estimated net pay.
• Supplemental pay: Model flat vs. aggregate federal methods for bonuses/commissions to compare outcomes.

Maryland Employer SUTA — 10 Years

Replace placeholders with official Maryland Department of Labor figures (taxable wage base, experience-rated range, and new-employer rate) before publishing.

Maryland Salary Threshold

Maryland follows FLSA and state standards. Exempt status requires passing the duties tests and meeting the applicable salary-basis threshold. Job titles alone do not confer exemption. Confirm Maryland minimum wage, tip-credit rules, and industry-specific standards when classifying roles and calculating overtime.

Median Household Income: Maryland — 10 Years

Insert the latest U.S. Census/ACS one-year (or five-year) estimates before publishing.

FICA in Maryland

FICA is federal and applies in Maryland: employees pay Social Security and Medicare; employers match both. Above a federal threshold, Additional Medicare tax is withheld (no employer match). Eligible pretax benefits (Section 125 premiums, etc.) may reduce FICA-taxable wages depending on plan rules.

Local Income Taxes

50-word summary: Maryland is distinctive: every resident pays a local income tax set by their county or Baltimore City, collected with state tax. Nonresidents working in Maryland may owe a special nonresident tax. Rates vary by county and change periodically. Always confirm your county of residence before payroll estimates.

Illustrative Maryland Local Tax Table

Maryland Wage & Hour Laws

• Overtime: Most non-exempt workers earn 1.5× regular rate after 40 hours/week (FLSA baseline; some industries have Maryland-specific rules).
• Pay frequency: Employers must pay on a regular schedule (commonly biweekly or semimonthly) and provide itemized wage statements.
• Leave/benefits: Maryland has statewide earned sick and safe leave requirements—verify coverage, accrual, and carryover limits.

Additional Maryland Forms

• IRS Form W-4 (federal withholding elections)
• Maryland Form MW507 (Employee Withholding Exemption Certificate)
• Form I-9 employment eligibility verification; Maryland new-hire reporting
• Direct deposit authorization; benefit enrollments (401(k), HSA, FSA, insurance)
• Maryland unemployment (employer) account registration; required workplace posters

FAQs: Maryland Hourly Paycheck Calculator

How do I use the calculator?

Enter hourly rate, hours, overtime, tips, pay frequency, filing status, dependents/credits, county of residence, and pretax/post-tax deductions. The calculator applies FICA, federal, Maryland state, and local withholding for a line-by-line estimate.

Why is there a local income tax?

Maryland counties (and Baltimore City) levy a local income tax collected with state tax. Your county of residence determines the rate withheld, not necessarily your worksite.

Which form controls Maryland state and local withholding?

Form MW507 controls Maryland state and local elections (in addition to IRS W-4). Ensure county/residency is accurate for correct withholding.

How to enter overtime, differentials, tips, and bonuses?

Enter overtime using the correct multiplier (typically 1.5× after 40 hours/week). Add differentials, tips, and supplemental wages separately for accurate withholding.

Why did my Maryland paycheck change?

Common reasons: variable hours/tips, overtime, bonuses, updated W-4/MW507, benefits changes, moving counties, or annual tax-table updates.

Does the calculator handle nonresident Maryland workers?

Yes. Nonresidents may owe a special Maryland tax on Maryland-sourced wages; select nonresident scenario in the calculator.

Can pretax benefits increase take-home?

Yes. Eligible pretax deductions—401(k)/403(b)/457(b), HSA, FSA, commuter, insurance—reduce taxable wages and may lower tax and FICA.

How are tips treated?

Tips are taxable for federal, FICA, Maryland state, and local income tax. Include all tips to ensure proper withholding.

How do multiple jobs affect withholding?

Use IRS multiple-job W-4 guidance and ensure MW507 reflects your situation and county. Model each job separately to avoid incorrect withholding.

What is Additional Medicare tax?

After exceeding the federal threshold, Additional Medicare tax is withheld on the excess. No employer match; it appears alongside regular Medicare.

Are bonuses and commissions taxed differently?

They are supplemental wages. Employers may use a flat federal rate or aggregate with regular wages; Maryland state and local withholding apply. Enter separately to compare methods.

Can the calculator project annual take-home?

Yes. Multiply weekly hours by 52, add expected overtime/tips/bonuses, and run the estimate with your pay frequency, county, and deductions for an annual net estimate.