South Carolina Hourly Paycheck Calculator

South Carolina payroll taxes

A typical South Carolina paycheck includes federal income tax, Social Security, Medicare, and South Carolina state income tax. Municipalities generally do not levy employee local wage/income taxes. Employers fund South Carolina unemployment insurance (SUTA), FUTA, workers’ compensation, and must maintain required notices/records. Pretax benefits—401(k)/403(b)/457(b), HSA, FSA, commuter, and Section 125 insurance premiums—can reduce taxable wages when plan-eligible.

• Employee (federal): Income tax (IRS W-4), Social Security, Medicare, Additional Medicare for high earners.
• Employee (state): South Carolina withholding (SC W-4 elections/credits).
• Local (employee): None on wages in South Carolina.
• Employer: SC SUTA; FUTA; workers’ comp; required postings and recordkeeping.
• Pretax deductions: May lower federal/state taxable wages and, when eligible, FICA.

How Your South Carolina Paycheck Works

Your net equals gross hourly wages (regular, overtime, tips, differentials, bonuses) minus pretax deductions; then minus FICA, federal income tax, and South Carolina state withholding. With no municipal wage tax, there’s no city/town withholding line. The calculator itemizes hours, rates, taxable wages, all withholdings, deductions, credits, and final take-home.

• Inputs: Hourly rate, hours, overtime, tips, pay frequency, filing status, dependents/credits, deductions.
• Outputs: Line-by-line FICA, federal, South Carolina state, deductions, and estimated net pay.
• Supplemental wages: Compare flat vs. aggregate federal methods for bonuses/commissions.

South Carolina Income unemployment tax rate — 10 Years (Employer SUTA)

Replace placeholders with official South Carolina Department of Employment and Workforce figures (taxable wage base, experience-rated range, new-employer rate) before publishing.

South Carolina salary threshold

South Carolina follows FLSA and state rules. Exempt status requires passing the duties tests and meeting the applicable salary-basis threshold; titles alone don’t create exemption. Confirm minimum wage (federal baseline), tip-credit/service-charge rules, youth wage provisions, and industry-specific standards when classifying roles and computing overtime.

Median Household Income: South Carolina — 10 Years

Insert the latest U.S. Census/ACS one-year (or five-year) estimates for South Carolina before publishing.

South Carolina Federal Insurance Contributions Act (FICA)

FICA is federal and applies in South Carolina: employees pay Social Security and Medicare; employers match both. Above a federal threshold, Additional Medicare tax is withheld from employees (no employer match). Eligible pretax benefits (e.g., Section 125 health premiums) can reduce FICA-taxable wages depending on plan rules.

Number of cities that have local income taxes

50-word description: South Carolina municipalities do not impose employee local income taxes. Paychecks show federal withholding, FICA, and South Carolina state income tax only. Some cities assess business license fees on employers, not wages. Multistate commuters could face another city’s wage tax; always confirm your residence and worksite before estimating take-home pay.

Illustrative South Carolina local wage/income tax table (verify current rules before use)

South Carolina Wage and Hour Laws: Overtime, Pay Frequency

• Overtime: Most non-exempt workers earn 1.5× the regular rate after 40 hours/week (FLSA baseline; South Carolina has no separate daily OT rule).
• Pay frequency: Employers must pay on a regular, predictable schedule (commonly biweekly or semimonthly) and provide itemized wage statements.
• Minimum wage/tips: State follows the federal minimum wage baseline; tipped wage with tip-credit rules—verify current thresholds and employer notice requirements.

Additional South Carolina forms

• IRS Form W-4 (federal withholding elections).
• South Carolina SC W-4 (Employee’s Withholding Certificate).
• Form I-9 employment eligibility; South Carolina new-hire reporting.
• Direct deposit authorization; benefits enrollment (401(k), HSA, FSA, insurance).
• South Carolina unemployment (employer) account registration; required posters.

FAQs about the South Carolina Hourly Paycheck Calculator

How do I use the South Carolina Hourly Paycheck Calculator?

Enter hourly rate, hours, overtime, tips, pay frequency, filing status, dependents/credits, and pretax/post-tax deductions. The calculator applies FICA, federal, and South Carolina state withholding to produce a clear, line-by-line estimate of take-home pay.

Does South Carolina deduct local city taxes from paychecks?

No. South Carolina does not levy municipal wage taxes on employees. Your check reflects federal taxes, FICA, South Carolina state withholding, and your elected deductions.

Which form controls my South Carolina state withholding?

SC W-4 controls your state withholding elections (used with IRS W-4 for federal). Keep dependents/credits updated to ensure accurate withholding.

How should I enter overtime, shift differentials, tips, and bonuses?

Enter overtime using the proper multiplier (typically 1.5× after 40 hours/week). Add differentials, tips, and supplemental wages separately so the calculator recomputes federal and state withholding correctly.

Why did my South Carolina paycheck change this period?

Common reasons: variable hours/tips, overtime, bonuses (supplemental method), updated W-4/SC W-4 elections, benefit changes, or annual tax-table updates. Compare current vs. prior pay stubs to pinpoint differences.

Does the calculator work for nonresidents working in South Carolina?

Yes. South Carolina withholding generally applies to SC-sourced wages for nonresidents. Your home state may offer credits—verify filing requirements.

Can pretax benefits increase my take-home?

Yes. Eligible pretax deductions—401(k)/403(b)/457(b), HSA, FSA, commuter, and certain insurance—reduce taxable wages and may lower income tax and, when eligible, FICA.

How are tips treated in South Carolina paycheck calculations?

Reported tips are taxable for federal, FICA, and South Carolina state income tax. Include cash and charged tips to ensure correct withholding and compliance where tip credits apply.

How do multiple jobs affect my withholding?

Use the IRS multiple-jobs guidance on your W-4 and ensure SC W-4 reflects your situation. Model each job separately to avoid under-withholding across employers.

What is Additional Medicare tax and when does it apply?

After wages exceed the federal threshold, employers must withhold Additional Medicare on the excess. There’s no employer match; it appears alongside regular Medicare on your pay stub.

Are bonuses and commissions taxed differently?

They’re supplemental wages. Employers may use a flat federal supplemental rate or aggregate with regular wages; South Carolina withholding applies either way. Enter amounts separately to compare methods.

What do people ask on Google about the South Carolina Hourly Paycheck Calculator?

“How much is my South Carolina paycheck after taxes?” “Why no city tax in Columbia or Charleston?” “How to fill SC W-4?” “Do 401(k)/HSA/FSA increase net?” “How to model a bonus precisely?”

What do Reddit users commonly discuss about South Carolina paycheck estimates?

“My SC net seems low—did I set W-4/SC W-4 correctly?” “Overtime vs. second job—what nets more?” “Best pretax mix to raise net?” “Flat supplemental vs. aggregate for bonuses?” “Weekly vs. biweekly differences?”

What do people ask on Quora regarding South Carolina hourly pay calculators?

“Estimate take-home before accepting a job in Greenville or Myrtle Beach?” “Gross vs. taxable vs. net?” “How do W-4 and SC W-4 interact?” “How do tips and commissions affect South Carolina taxes?”