Minnesota Hourly Paycheck Calculator

Minnesota payroll taxes

Typical Minnesota paychecks include federal income tax, Social Security, Medicare, and Minnesota state income tax withholding. Minnesota cities generally do not levy employee local wage/income taxes. Employers fund Minnesota unemployment insurance (SUTA), FUTA, workers’ compensation, and required notices. Pretax benefits—401(k)/403(b)/457(b), HSA, FSA, commuter, and eligible insurance premiums—can reduce taxable wages when plan-eligible.

• Employee (federal): Income tax (IRS W-4), Social Security, Medicare, Additional Medicare for high earners.
• Employee (state): Minnesota withholding (W-4MN elections and credits).
• Local (employee): None on wages in Minnesota.
• Employer: Minnesota SUTA; FUTA; workers’ compensation; required postings and recordkeeping.
• Pretax deductions: May lower federal/state taxable wages and, when eligible, FICA.

How Your Minnesota Paycheck Works

Your net equals gross hourly wages (regular, overtime, tips, differentials, bonuses) minus pretax deductions; then minus FICA, federal income tax, and Minnesota state withholding. Because there’s no municipal wage tax, there’s no city/town withholding line. The calculator itemizes hours, rates, taxable wages, all withholdings, deductions, and final take-home.

• Inputs: Hourly rate, hours, overtime, tips, pay frequency, filing status, dependents/credits, deductions.
• Outputs: Line-by-line FICA, federal, Minnesota state, deductions, and estimated net pay.
• Supplemental pay: Compare flat vs. aggregate federal methods for bonuses/commissions.

Minnesota Income unemployment tax rate — 10 Years (Employer SUTA)

Replace placeholders with official Minnesota Department of Employment and Economic Development (DEED) figures (taxable wage base, experience-rated range, and new-employer rate) before publishing.

Minnesota salary threshold

Minnesota follows FLSA and state rules. Exempt status requires passing the duties tests and meeting the applicable salary-basis threshold; titles alone don’t create exemption. Confirm Minnesota minimum wage (state-set), tip credit/service charge rules, earned sick/paid leave standards, and industry-specific requirements when classifying roles and calculating overtime.

Median Household Income: Minnesota — 10 Years

Insert the latest U.S. Census/ACS one-year (or five-year) estimates for Minnesota before publishing.

Minnesota Federal Insurance Contributions Act (FICA)

FICA is federal and applies in Minnesota: employees pay Social Security and Medicare; employers match both. Above a federal threshold, Additional Medicare tax is withheld from employees (no employer match). Eligible pretax benefits (e.g., Section 125 health premiums) can reduce FICA-taxable wages depending on plan rules.

Number of cities that have local income taxes

50-word description: Minnesota does not impose municipal wage/income taxes on employees; withholding occurs at the state level alongside FICA and any state programs. Some cities may require employer business licensing or local sales taxes unrelated to employee paychecks. Multistate workers could still face local wage taxes elsewhere—always verify worksite and residency rules.

Illustrative Minnesota local wage/income tax table (verify current rules before use)

Minnesota Wage and Hour Laws: Overtime, Pay Frequency

• Overtime: Most non-exempt workers earn 1.5× the regular rate after 40 hours/week (FLSA baseline; state specifics can apply).
• Pay frequency: Employers must pay on a regular schedule (commonly biweekly or semimonthly) and provide itemized wage statements.
• Leave requirements: Minnesota has earned sick/paid leave standards—confirm coverage, accrual, caps, and local ordinances that supplement state rules.

Additional Minnesota forms

• IRS Form W-4 (federal withholding elections).
• Minnesota Form W-4MN (Employee Withholding Allowance/Exemption Certificate) for state elections.
• Form I-9 employment eligibility verification; Minnesota new-hire reporting.
• Direct deposit authorization; benefits enrollment (401(k), HSA, FSA, insurance).
• Minnesota unemployment (employer) account registration; required workplace posters.

FAQs about the Minnesota Hourly Paycheck Calculator

How do I use the Minnesota Hourly Paycheck Calculator?

Enter hourly rate, hours, overtime, tips, pay frequency, filing status, dependents/credits, and pretax/post-tax deductions. The calculator applies FICA, federal, and Minnesota state withholding to produce a clear line-by-line estimate of take-home pay.

Does Minnesota deduct local city taxes from paychecks?

No. Minnesota does not levy municipal wage taxes on employees. Your check includes federal taxes, FICA, Minnesota state withholding, and your elected deductions.

Which form controls my Minnesota state withholding?

Minnesota Form W-4MN controls your state withholding elections (alongside IRS W-4). Keep dependents and exemption details current to ensure accurate withholding.

How should I enter overtime, shift differentials, tips, and bonuses?

Input overtime using the proper multiplier (typically 1.5× after 40 hours/week). Enter differentials, tips, and supplemental wages separately so the calculator recomputes federal and state withholding accurately.

Why did my Minnesota paycheck change this period?

Common reasons: variable hours/tips, overtime, bonuses (supplemental method), updated W-4/W-4MN elections, benefits changes, or annual tax-table updates. Compare current vs. prior pay stubs to pinpoint differences.

Does the calculator work for nonresidents working in Minnesota?

Yes. Choose a nonresident scenario. Minnesota state withholding generally applies to Minnesota-sourced wages; the calculator can model that treatment for estimates.

Can pretax benefits increase my take-home?

Yes. Eligible pretax deductions—401(k)/403(b)/457(b), HSA, FSA, commuter, and certain insurance—reduce taxable wages and may lower income tax and, when eligible, FICA.

How are tips treated in Minnesota paycheck calculations?

Reported tips are taxable for federal, FICA, and Minnesota state income tax. Include cash and charged tips to ensure correct withholding and wage-and-hour compliance where tip credits apply.

How do multiple jobs affect my withholding?

Use the IRS multiple-jobs guidance on your W-4 and ensure W-4MN reflects your situation. Model each job separately to avoid under-withholding across employers.

What is Additional Medicare tax and when does it apply?

After you exceed the federal threshold, your employer withholds Additional Medicare on the excess. There’s no employer match; it appears alongside regular Medicare on your pay stub.

Are bonuses and commissions taxed differently?

They’re supplemental wages. Employers may use a flat federal supplemental rate or aggregate with regular wages; Minnesota state withholding still applies. Enter amounts separately to compare methods.

Can the calculator project annual take-home from my hourly rate?

Yes. Multiply typical weekly hours by 52, add expected overtime/tips/bonuses, then run the estimate with your pay frequency and deductions to see an approximate annual net total.

What do people ask on Google about the Minnesota Hourly Paycheck Calculator?

“How much is my Minnesota paycheck after taxes?” “Why no city tax in Minneapolis or Saint Paul?” “How to fill W-4MN?” “How do 401(k)/HSA/FSA change net?” “How to add tips and bonuses correctly?”

What do Reddit users commonly discuss about Minnesota paycheck estimates?

“My MN net seems low—did I set W-4/W-4MN right?” “Overtime vs. second job—what nets more?” “Best pretax mix to raise net?” “Flat supplemental vs. aggregate for bonuses?” “Weekly vs. biweekly differences?”

What do people ask on Quora regarding Minnesota hourly pay calculators?

“How to estimate take-home before accepting a job in Minneapolis or Rochester?” “Gross vs. taxable vs. net?” “How do W-4 and W-4MN interact?” “How do tips and commissions affect Minnesota taxes?”