Minnesota Hourly Paycheck Calculator

Minnesota Payroll Taxes

Typical Minnesota paychecks include federal income tax, Social Security, Medicare, and Minnesota state income tax withholding. Minnesota cities generally do not levy employee local wage/income taxes. Employers fund Minnesota unemployment insurance (SUTA), FUTA, workers’ compensation, and maintain required notices. Pretax benefits—401(k)/403(b)/457(b), HSA, FSA, commuter, and eligible insurance premiums—can reduce taxable wages when plan-eligible.

• Employee (federal): Income tax (IRS W-4), Social Security, Medicare, Additional Medicare for high earners.
• Employee (state): Minnesota withholding (W-4MN elections and credits).
• Local (employee): None on wages in Minnesota.
• Employer: Minnesota SUTA; FUTA; workers’ compensation; required postings and recordkeeping.
• Pretax deductions: May lower federal/state taxable wages and, when eligible, FICA.

How Your Minnesota Paycheck Works

Your net pay equals gross hourly wages (regular, overtime, tips, differentials, bonuses) minus pretax deductions, then minus FICA, federal income tax, and Minnesota state withholding. Because Minnesota has no municipal wage tax, there’s no city withholding line. The calculator itemizes hours, rates, taxable wages, withholdings, deductions, and final take-home pay.

• Inputs: Hourly rate, hours, overtime, tips, pay frequency, filing status, dependents/credits, deductions.
• Outputs: Line-by-line FICA, federal, Minnesota state, deductions, and estimated net pay.
• Supplemental pay: Compare flat vs. aggregate federal methods for bonuses/commissions.

Minnesota Employer SUTA — 10 Years

Replace placeholders with official Minnesota DEED figures (taxable wage base, experience-rated range, new-employer rate) before publishing.

Minnesota Salary Threshold

Minnesota follows FLSA and state rules. Exempt status requires passing the duties tests and meeting the applicable salary-basis threshold; titles alone don’t confer exemption. Confirm Minnesota minimum wage, tip credit/service charge rules, earned sick/paid leave standards, and industry-specific requirements when classifying roles and calculating overtime.

Median Household Income — Minnesota — 10 Years

Insert the latest U.S. Census/ACS one-year (or five-year) estimates before publishing.

FICA in Minnesota

FICA is federal: employees pay Social Security and Medicare; employers match both. Above a federal threshold, Additional Medicare tax is withheld (no employer match). Eligible pretax benefits may reduce FICA-taxable wages.

Local Income Taxes

50-word summary: Minnesota does not impose municipal wage/income taxes on employees. Withholding occurs at the state level alongside FICA and any state programs. Some cities may require employer business licenses or local sales taxes unrelated to payroll. Multistate workers may still face local wage taxes elsewhere—verify worksite and residency rules.

Illustrative Minnesota Local Wage/Income Tax Table

Wage & Hour Laws: Overtime, Pay Frequency

• Overtime: Non-exempt workers earn 1.5× regular rate after 40 hours/week (FLSA baseline; state specifics apply).
• Pay frequency: Employers must pay on a regular schedule (biweekly or semimonthly) and provide itemized wage statements.
• Leave requirements: Minnesota earned sick/paid leave standards—verify coverage, accrual, caps, and local ordinances supplementing state rules.

Additional Minnesota Forms

• IRS Form W-4 (federal withholding)
• Minnesota Form W-4MN (state withholding)
• Form I-9; Minnesota new-hire reporting
• Direct deposit authorization; benefits enrollment (401(k), HSA, FSA, insurance)
• Minnesota unemployment (employer) registration; required posters

FAQs: Minnesota Hourly Paycheck Calculator

How do I use the calculator?

Enter hourly rate, hours, overtime, tips, pay frequency, filing status, dependents/credits, and pretax/post-tax deductions. The calculator applies FICA, federal, and Minnesota state withholding to produce a detailed take-home estimate.

Does Minnesota deduct local city taxes?

No. Minnesota does not levy municipal wage taxes on employees.

Which form controls MN state withholding?

Form W-4MN, alongside IRS W-4. Keep exemptions current for accurate withholding.

How should I enter overtime, tips, bonuses?

Use proper multiplier for overtime (1.5× after 40 hours). Enter differentials, tips, and supplemental wages separately for accurate federal and state withholding.

Why did my paycheck change?

Reasons: variable hours/tips, overtime, bonuses, W-4/W-4MN updates, benefits changes, annual tax-table updates.

Does the calculator work for nonresidents?

Yes. Minnesota state withholding generally applies to Minnesota-sourced wages.

Can pretax benefits increase take-home?

Yes. Eligible pretax deductions reduce taxable wages and may lower tax and FICA.

How are tips treated?

Tips are taxable for federal, FICA, and Minnesota state income tax.

How do multiple jobs affect withholding?

Follow IRS guidance and ensure W-4MN reflects your situation. Model each job separately to avoid under-withholding.

What is Additional Medicare tax?

Applies above federal threshold; no employer match; appears with regular Medicare on stub.

Are bonuses and commissions taxed differently?

Employers may use flat or aggregate federal method; Minnesota state withholding still applies.

Can the calculator project annual take-home?

Yes. Multiply weekly hours by 52, add expected overtime/tips/bonuses, and run estimate with pay frequency and deductions.