Connecticut Paycheck Calculator

Connecticut Payroll Taxes

Typical Connecticut paychecks include federal income tax, Social Security, Medicare, and Connecticut state income tax. Cities and towns in Connecticut do not levy employee local income taxes on wages; municipal finance relies on property and other taxes. Employers fund Connecticut unemployment insurance (SUTA), FUTA, workers’ compensation, and maintain required postings. Pretax benefits—401(k)/403(b)/457(b), HSA, FSA, commuter, and eligible insurance premiums—can reduce taxable wages when plan-eligible.

• Employee (federal): Income tax (W-4), Social Security, Medicare, Additional Medicare for high earners.
• Employee (state): Connecticut income tax withholding (per CT-W4 elections; credits/exemptions may apply).
• Local (employee): None on wages in Connecticut.
• Employer: CT SUTA, FUTA, workers’ compensation, required postings and recordkeeping.
• Pretax deductions: Reduce federal/state taxable wages and, when eligible, FICA-taxable wages.

How Your Connecticut Paycheck Works

Net pay equals gross wages (regular, overtime, tips, differentials, bonuses) minus pretax deductions; then minus FICA, federal income tax, and Connecticut state withholding. Because Connecticut has no local wage tax, there is no city/town withholding line. The calculator itemizes hours, rates, taxable wages, withholdings, deductions, and take-home pay.

• Inputs: Hourly rate, hours, overtime, tips, pay frequency, filing status, dependents/credits, deductions.
• Outputs: Line-by-line FICA, federal, state, deductions, and estimated net pay.
• Supplemental wages: Compare flat vs. aggregate federal methods for bonuses and commissions.

Connecticut Income Unemployment Tax Rates — 10-Year Employer SUTA

Replace placeholders with official Connecticut Department of Labor figures before publishing.

Connecticut Salary Threshold

Connecticut generally follows the federal Fair Labor Standards Act (FLSA) for white-collar exemptions. Exempt status requires passing the duties tests and meeting the federal salary-basis threshold. Job titles alone do not determine exemption. Confirm CT minimum wage, tip-credit rules, paid sick leave, and industry-specific standards for overtime calculations.

Median Household Income in Connecticut — 10-Year Trend

Insert the latest U.S. Census/ACS one-year or five-year estimates before publishing.

Connecticut Federal Insurance Contributions Act (FICA)

FICA applies in Connecticut: employees pay Social Security and Medicare; employers match both. Additional Medicare tax applies for employees above the federal threshold; employers do not match. Pretax benefits may reduce FICA-taxable wages depending on plan rules.

Local Income Taxes in Connecticut

Connecticut does not impose municipal wage taxes. Some U.S. cities do levy employee income taxes, but in Connecticut, the state income tax covers earnings. Employers and employees with multistate exposure should verify neighboring states’ worksite/residency rules before payroll.

Illustrative Local Wage/Income Tax Table

Connecticut Wage and Hour Laws: Overtime & Pay Frequency

• Overtime: Non-exempt employees earn 1.5× after 40 hours/week (FLSA standard; exemptions apply).
• Pay frequency: Employers must pay on a regular schedule (weekly, biweekly, or semimonthly) with itemized wage statements.
• Recordkeeping: Accurate timekeeping and payroll record retention are required.

Additional Connecticut Forms

• IRS Form W-4 (federal withholding elections)
• Connecticut Form CT-W4 (state withholding)
• Form I-9 (employment eligibility verification); new-hire reporting
• Direct deposit authorization; benefit enrollments (401(k), HSA, FSA, insurance)
• Connecticut unemployment registration; required workplace posters

FAQs: Connecticut Hourly Paycheck Calculator

How do I use the Connecticut Hourly Paycheck Calculator?

Enter hourly rate, hours, overtime, tips, pay frequency, filing status, dependents/credits, and pretax/post-tax deductions. The calculator applies FICA, federal, and Connecticut state withholding to estimate take-home pay with a line-by-line breakdown.

Does Connecticut deduct local income taxes?

No. Connecticut does not levy municipal wage taxes. Paychecks include federal, FICA, and Connecticut state withholding, plus elected deductions.

Which form controls Connecticut state withholding?

Use CT-W4 alongside the IRS W-4. Update after life changes (marriage, dependents, multiple jobs) and mirror the calculator settings.

How should I enter overtime, tips, and bonuses?

Enter overtime (1.5× after 40 hours), differentials, tips, and supplemental wages separately to calculate federal and state withholding accurately.

Why did my Connecticut paycheck change?

Reasons include variable hours/tips, overtime, bonuses, updated W-4/CT-W4 elections, benefit changes, or tax table updates. Compare current and prior pay stubs for differences.

Can pretax benefits increase take-home pay?

Yes. Eligible pretax deductions reduce taxable wages and may lower federal/state taxes and FICA.

How are tips treated?

Reported tips are taxable for federal income tax, Social Security, Medicare, and Connecticut state income tax. Include all tips to ensure correct withholding and compliance.

How do multiple jobs affect withholding?

Follow IRS multiple-job guidance and coordinate CT-W4 to avoid under- or over-withholding. Model each job separately to estimate combined net pay.

What is Additional Medicare tax?

Additional Medicare tax applies after exceeding the federal threshold. No employer match; it appears with regular Medicare.

Are bonuses and commissions taxed differently?

These are supplemental wages. Employers may use a flat federal rate or aggregate with regular wages; Connecticut state withholding applies either way.

Can the calculator project annual take-home?

Yes. Multiply weekly hours by 52, add expected overtime/tips/bonuses, then run the estimate with pay frequency and deductions for an annual net total.

Popular Google queries

“How much is my Connecticut paycheck after taxes?” “Why no city tax in CT?” “How to fill CT-W4?” “How do 401(k)/HSA/FSA affect net?”

Reddit discussions

“My CT take-home seems low—did I set W-4/CT-W4 correctly?” “Overtime vs. second job—what nets more?” “Best pretax mix to raise net?”

Quora questions

“How to estimate take-home for a Hartford or Stamford job?” “Gross vs. taxable vs. net pay?” “How do W-4 and CT-W4 interact?” “How do tips and commissions affect Connecticut taxes?”