Florida Hourly Paycheck Calculator

Florida payroll taxes

Florida has no state personal income tax and no local wage income taxes. A typical paycheck includes federal income tax withholding and FICA (Social Security and Medicare). Employers—not employees—fund Florida Reemployment Tax (state unemployment, SUTA), FUTA, workers’ compensation, and required insurances. Pretax benefits—401(k)/403(b)/457(b), HSA, FSA, commuter, and certain insurance premiums—can reduce taxable wages when plan-eligible.

• Employee (federal): Income tax (IRS W-4 based), Social Security, Medicare, Additional Medicare for high earners.
• Employee (state/local): None on wages in Florida.
• Employer: Florida Reemployment Tax (SUTA), FUTA, workers’ compensation, and other employer-side costs.
• Pretax deductions: May lower federal taxable wages and, depending on plan rules, FICA.

How Your Florida Paycheck Works

Your net pay equals gross hourly wages (regular, overtime, tips, differentials, bonuses) minus pretax deductions; then minus FICA and federal income tax. Because Florida has no state or local wage tax, there’s no state/local withholding line. The calculator itemizes hours, rates, taxable wages, withholdings, deductions, and take-home.

• Inputs: Hourly rate, hours, overtime, tips, pay frequency, filing status, dependents/credits, and pretax/post-tax deductions.
• Outputs: Line-by-line FICA and federal withholding, deductions, employer-paid items (for reference), and estimated net pay.
• Supplemental wages: Model flat vs. aggregate federal withholding for bonuses/commissions to compare outcomes.

Florida Income unemployment tax rate — 10 Years (Employer Reemployment Tax / SUTA)

Use this planning table and replace placeholders with official Florida Department of Revenue figures (taxable wage base, experience-rated range, and new-employer rate) before publishing.

Florida salary threshold

Florida generally follows the federal Fair Labor Standards Act (FLSA). White-collar exemption depends on passing the duties tests and meeting the federal salary-basis threshold; job titles alone don’t confer exemption. Confirm Florida minimum wage (state-set), tip-credit rules, and any industry-specific requirements when classifying roles and computing overtime.

Median Household Income: Florida — 10 Years

Replace placeholders with the latest U.S. Census/ACS one-year (or five-year) estimates before publication.

Florida Federal Insurance Contributions Act (FICA)

FICA is federal and applies in Florida: employees pay Social Security and Medicare; employers match both. After exceeding the federal threshold, Additional Medicare tax is withheld from employees (no employer match). Eligible pretax benefits—like Section 125 health premiums—can reduce FICA-taxable wages depending on plan rules.

Number of cities that have local income taxes

50-word description: Some U.S. cities levy local wage or income taxes. Rates, wage bases, and residency/worksite rules vary widely. Florida does not require employee local income tax withholding on wages (e.g., Miami, Orlando, Tampa have none). Always verify local rules for multistate workers before estimating take-home pay or running payroll.

Illustrative Florida local wage/income tax table (verify current rules before use)

Florida Wage and Hour Laws: Overtime, Pay Frequency

• Overtime: Most non-exempt workers earn 1.5× the regular rate after 40 hours in a workweek (FLSA standard; exemptions apply).
• Pay frequency: Employers must pay on a regular schedule (commonly biweekly or semimonthly) and provide itemized wage statements.
• Recordkeeping: Accurate timekeeping and payroll record retention are required.

Additional Florida forms

• IRS Form W-4 (federal withholding elections).
• Form I-9 employment eligibility verification.
• Florida Reemployment Tax (employer) account registration; new-hire reporting.
• Direct deposit authorization; benefits enrollment (401(k), HSA, FSA, insurance).
• Required federal/Florida workplace notices and posters.

FAQs about the Florida Hourly Paycheck Calculator

How do I use the Florida Hourly Paycheck Calculator?

Enter hourly rate, hours, overtime, tips, pay frequency, filing status, dependents/credits, and pretax/post-tax deductions. The calculator applies FICA and federal withholding (no Florida state/local tax) to estimate your take-home with a clear breakdown.

Does Florida deduct local income taxes from paychecks?

No. Florida has no state or local wage income tax. Your check includes federal income tax, Social Security, Medicare, and any deductions you elect.

Which forms control my withholding in Florida?

Use IRS Form W-4 for federal withholding. Florida has no state employee income tax form. Update W-4 after life changes and mirror settings in the calculator.

How should I enter overtime, shift differentials, tips, and bonuses?

Add overtime with the correct multiplier (typically 1.5× after 40 hours/week). Enter differentials, tips, and supplemental wages separately so the calculator recomputes withholding accurately.

Why did my Florida paycheck change this period?

Common reasons: variable hours/tips, overtime, bonuses (supplemental withholding method), updated W-4 elections, benefit changes, or federal tax-table updates. Compare hours, rates, deductions, and withholdings on current vs. prior stubs.

Can pretax benefits increase my take-home?

Yes. Eligible pretax deductions—401(k)/403(b)/457(b), HSA, FSA, commuter, and certain insurance premiums—can reduce taxable wages, lowering federal income tax and, when eligible, FICA.

How are tips treated in Florida paycheck calculations?

Reported tips are taxable for federal income tax and FICA. Include cash and charged tips to ensure correct withholding and to confirm total pay meets minimum wage when a tip credit is used.

How do multiple jobs affect my withholding?

Use the IRS multiple-jobs guidance on your W-4 to avoid under-withholding across employers. Run separate scenarios for each job to estimate combined effects accurately.

What is Additional Medicare tax and when does it apply?

Once wages exceed the federal threshold, employers must withhold Additional Medicare on the excess. There’s no employer match; it appears alongside regular Medicare on your pay stub.

Are bonuses and commissions taxed differently?

They are supplemental wages. Employers may use a flat supplemental federal rate or aggregate with regular wages; FICA also applies. Enter amounts separately to compare methods.

Can the calculator project annual take-home from my hourly rate and tips?

Yes. Multiply typical weekly hours by 52, add expected tips/bonuses, then run the estimate with your pay frequency and deductions to see an approximate annual net total.

What do people ask on Google about the Florida Hourly Paycheck Calculator?

“How much is my Florida paycheck after taxes?” “Why no state tax?” “How to include tips in calculations?” “Which W-4 settings fit two jobs?” “How do 401(k)/HSA/FSA contributions change net?”

What do Reddit users commonly discuss about Florida paycheck estimates?

“My FL take-home seems low—did I set W-4 right?” “Overtime vs. second job—which nets more?” “Best pretax mix to raise net?” “Flat supplemental vs. aggregate for bonuses?” “Biweekly vs. semimonthly differences?”

What do people ask on Quora regarding Florida hourly pay calculators?

“How to estimate take-home before accepting a job in Miami or Orlando?” “Gross vs. taxable vs. net pay?” “How do W-4 choices interact with fluctuating tips and overtime?”