Florida Hourly Paycheck Calculator

Florida Payroll Taxes

Florida has no state personal income tax and no local wage taxes. Typical paychecks include federal income tax withholding and FICA (Social Security and Medicare). Employers pay Florida Reemployment Tax (SUTA), FUTA, workers’ compensation, and other required insurances. Pretax benefits—401(k)/403(b)/457(b), HSA, FSA, commuter, and eligible insurance premiums—may reduce taxable wages.

• Employee (federal): Income tax (IRS W-4), Social Security, Medicare, Additional Medicare for high earners.
• Employee (state/local): None.
• Employer: Florida Reemployment Tax (SUTA), FUTA, workers’ compensation, and other employer costs.
• Pretax deductions: Reduce federal taxable wages and, if eligible, FICA-taxable wages.

How Your Florida Paycheck Works

Net pay equals gross wages (regular, overtime, tips, differentials, bonuses) minus pretax deductions; then minus FICA and federal withholding. With no state/local tax, those lines do not appear. The calculator summarizes hours, rates, taxable wages, withholdings, deductions, and take-home pay.

• Inputs: Hourly rate, hours, overtime, tips, pay frequency, filing status, dependents/credits, pretax/post-tax deductions.
• Outputs: Itemized FICA and federal withholding, deductions, employer-paid items (for reference), and net pay.
• Supplemental wages: Compare flat vs. aggregate federal withholding for bonuses/commissions.

Florida Income Unemployment Tax Rate — 10-Year Employer SUTA

Replace placeholders with official Florida Department of Revenue figures before publishing.

Florida Salary Threshold

Florida follows federal FLSA rules. White-collar exemption requires meeting the duties tests and the federal salary-basis threshold. Job titles alone do not confer exemption. Confirm Florida minimum wage, tip-credit rules, and any industry-specific requirements when classifying roles and calculating overtime.

Median Household Income — Florida (10-Year Trend)

Insert the latest U.S. Census/ACS estimates before publishing.

Florida Federal Insurance Contributions Act (FICA)

FICA applies federally: employees pay Social Security and Medicare; employers match both. Additional Medicare tax applies above the federal threshold (employees only). Eligible pretax benefits can reduce FICA-taxable wages.

Local Income Taxes in Florida

Florida has no local employee income tax. Municipalities like Miami, Orlando, and Tampa do not withhold wage tax. Always verify local rules for multistate employees.

Illustrative Florida Local Wage/Income Tax Table

Florida Wage and Hour Laws: Overtime & Pay Frequency

• Overtime: Non-exempt employees earn 1.5× after 40 hours/week (FLSA standard).
• Pay frequency: Employers must pay regularly (biweekly/semimonthly) with itemized wage statements.
• Recordkeeping: Accurate timekeeping and payroll records are required.

Additional Florida Forms

• IRS Form W-4 (federal withholding)
• Form I-9 (employment eligibility); new-hire reporting
• Florida Reemployment Tax (employer) account registration
• Direct deposit authorization; benefits enrollment (401(k), HSA, FSA, insurance)
• Required federal/Florida workplace notices and posters

FAQs: Florida Hourly Paycheck Calculator

How do I use the Florida Hourly Paycheck Calculator?

Enter hourly rate, hours, overtime, tips, pay frequency, filing status, dependents/credits, and pretax/post-tax deductions. The calculator applies FICA and federal withholding to estimate take-home pay.

Does Florida deduct local income taxes?

No. Florida has no state or local wage income tax. Your paycheck includes federal withholding and FICA.

Which forms control withholding in Florida?

IRS Form W-4 controls federal withholding. Update after life changes and mirror the calculator.

How to enter overtime, tips, and bonuses?

Enter overtime (1.5× after 40 hours), differentials, tips, and supplemental wages separately for accurate withholding calculation.

Why did my Florida paycheck change?

Reasons include hours/tips variations, overtime, bonuses, W-4 updates, benefit changes, or federal tax-table updates.

Can pretax benefits increase take-home?

Yes. Eligible pretax deductions reduce taxable wages, lowering federal tax and FICA if applicable.

How are tips treated?

Tips are taxable for federal and FICA. Include all tips to ensure correct withholding and minimum-wage compliance.

How do multiple jobs affect withholding?

Use IRS multiple-jobs guidance on W-4; model each job separately to avoid under-withholding.

What is Additional Medicare tax?

Applies above federal threshold. Employees only; no employer match. Appears with regular Medicare on pay stub.

Are bonuses and commissions taxed differently?

Supplemental wages: flat federal rate or aggregated with regular wages; FICA applies. Enter separately to compare methods.

Can the calculator project annual take-home?

Yes. Multiply weekly hours by 52, add expected tips/bonuses, then run estimate with deductions and pay frequency.

Popular Google queries

“How much is my Florida paycheck after taxes?” “Why no state tax?” “How to include tips?” “W-4 settings for two jobs?” “401(k)/HSA/FSA impact?”

Reddit discussions

“My FL take-home seems low—did I set W-4 right?” “Overtime vs. second job—what nets more?” “Best pretax mix?”

Quora questions

“How to estimate take-home before accepting a job in Miami or Orlando?” “Gross vs. taxable vs. net pay?” “How do W-4 choices interact with tips and overtime?”