Montana Hourly Paycheck Calculator

Montana Payroll Taxes

Typical Montana paychecks include federal income tax, Social Security, Medicare, and Montana state income tax withholding. Montana municipalities generally do not levy employee local wage/income taxes. Employers fund Montana unemployment insurance (SUTA), FUTA, workers’ compensation, and maintain required postings. Pretax benefits—401(k)/403(b)/457(b), HSA, FSA, commuter, and eligible insurance premiums—can reduce taxable wages when plan-eligible.

• Employee (federal): Income tax (IRS W-4), Social Security, Medicare, Additional Medicare for high earners.
• Employee (state): Montana withholding (Form MW-4 elections).
• Local (employee): None on wages in Montana.
• Employer: Montana SUTA; FUTA; workers’ compensation; required postings and recordkeeping.
• Pretax deductions: May lower federal/state taxable wages and, when eligible, FICA.

How Your Montana Paycheck Works

Your net pay equals gross hourly wages (regular, overtime, tips, differentials, bonuses) minus pretax deductions, then minus FICA, federal income tax, and Montana state withholding. Because there’s no municipal wage tax, there’s no city/town withholding line. The calculator itemizes hours, rates, taxable wages, all withholdings, deductions, and final take-home pay.

• Inputs: Hourly rate, hours, overtime, tips, pay frequency, filing status, dependents/credits, deductions.
• Outputs: Line-by-line FICA, federal, Montana state, deductions, and estimated net pay.
• Supplemental wages: Compare flat vs. aggregate federal methods for bonuses/commissions.

Montana Employer SUTA — 10 Years

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Montana Salary Threshold

Montana follows FLSA and state rules. Exempt status requires passing the duties tests and meeting the applicable salary-basis threshold; job titles alone do not create exemption. Confirm Montana minimum wage, tip credit/service-charge rules, earned leave requirements, and industry-specific standards when classifying roles and calculating overtime.

Median Household Income — Montana — 10 Years

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FICA in Montana

FICA is federal: employees pay Social Security and Medicare; employers match both. Additional Medicare tax applies above a federal threshold with no employer match. Eligible pretax benefits can reduce FICA-taxable wages.

Local Income Taxes

50-word summary: Montana does not impose municipal wage/income taxes on employees. All withholding occurs at the state level alongside FICA. Some cities require business licenses or non-payroll taxes (sales, resort, or accommodations), which do not affect employee take-home. Multistate workers may face other states’ wage taxes; confirm residency and worksite rules.

Illustrative Montana Local Tax Table

Wage & Hour Laws: Overtime, Pay Frequency

• Overtime: Non-exempt workers earn 1.5× regular rate after 40 hours/week. Montana may have additional rules for certain sectors.
• Pay frequency: Employers must pay on a regular schedule (commonly biweekly or semimonthly) and provide itemized wage statements.
• Leave requirements: Review state earned leave and local ordinances that supplement state standards.

Additional Montana Forms

• IRS Form W-4 (federal withholding)
• Montana Form MW-4 (Employee Withholding Certificate)
• Form I-9; Montana new-hire reporting
• Direct deposit authorization; benefits enrollment (401(k), HSA, FSA, insurance)
• Montana unemployment (employer) registration; required workplace posters

FAQs: Montana Hourly Paycheck Calculator

How do I use the calculator?

Enter hourly rate, hours, overtime, tips, pay frequency, filing status, dependents/credits, and pretax/post-tax deductions. The calculator applies FICA, federal, and Montana state withholding to produce a detailed take-home estimate.

Does Montana deduct local city taxes?

No. Montana does not levy municipal wage taxes. Paycheck includes federal, FICA, Montana state withholding, and any elected deductions.

Which form controls MT state withholding?

Montana Form MW-4 (alongside IRS W-4). Keep exemptions and credits updated for accuracy.

How should I enter overtime, tips, and bonuses?

Input overtime at 1.5× after 40 hours/week. Enter differentials, tips, and supplemental wages separately for correct federal and state withholding.

Does the calculator work for nonresidents?

Yes. Montana state withholding applies to Montana-sourced wages; model nonresident treatment for estimates.

Can pretax benefits increase take-home?

Yes. Eligible pretax deductions reduce taxable wages and may lower income tax and FICA.

How are tips treated?

Tips are taxable for federal, FICA, and Montana state income tax. Include all reported tips for correct withholding.

How do multiple jobs affect withholding?

Use IRS multiple-jobs guidance and ensure MW-4 reflects your situation. Model each job separately.

What is Additional Medicare tax?

Applies above federal threshold; no employer match; appears with regular Medicare on stub.

Are bonuses and commissions taxed differently?

Employers may use flat or aggregate federal method; Montana state withholding applies. Enter separately to compare.

Can the calculator project annual take-home?

Yes. Multiply weekly hours by 52, add expected overtime/tips/bonuses, and run the estimate with pay frequency and deductions.