Missouri Hourly Paycheck Calculator

Missouri payroll taxes

A typical Missouri paycheck includes federal income tax, Social Security, Medicare, Missouri state income tax, and—if you work or live in certain cities—local earnings tax. Employers fund Missouri unemployment insurance (SUTA), FUTA, workers’ compensation, and required postings. Pretax benefits—401(k)/403(b)/457(b), HSA, FSA, commuter, and eligible insurance premiums—can reduce taxable wages when plan-eligible.

• Employee (federal): Income tax (IRS W-4), Social Security, Medicare, Additional Medicare for high earners.
• Employee (state/local): Missouri withholding (MO W-4 elections) and, where applicable, city earnings tax.
• Employer: Missouri SUTA; FUTA; workers’ compensation; local registrations if a city earnings tax applies.
• Pretax deductions: May lower federal/state/local taxable wages and, when eligible, FICA.

How Your Missouri Paycheck Works

Your net equals gross hourly wages (regular, overtime, tips, differentials, bonuses) minus pretax deductions; then minus FICA, federal income tax, Missouri state withholding, and any city earnings tax. The calculator itemizes hours, rates, taxable wages, withholdings, deductions, and final take-home.

• Inputs: Hourly rate, hours, overtime, tips, pay frequency, filing status, dependents/credits, city/residency, deductions.
• Outputs: Line-by-line FICA, federal, MO state, local (if any), deductions, and estimated net pay.
• Supplemental wages: Compare flat vs. aggregate federal methods for bonuses/commissions.

Missouri Income unemployment tax rate — 10 Years (Employer SUTA)

Replace placeholders with official Missouri Division of Employment Security figures (taxable wage base, experience-rated range, new-employer rate) before publishing.

Missouri salary threshold

Missouri follows FLSA plus state rules. Exempt status requires passing the duties tests and meeting the applicable salary-basis threshold; job titles alone don’t confer exemption. Confirm Missouri minimum wage (state-set), tip credit/service-charge rules, and industry-specific standards when classifying roles and calculating overtime.

Median Household Income: Missouri — 10 Years

Insert the latest U.S. Census/ACS one-year (or five-year) estimates for Missouri before publishing.

Missouri Federal Insurance Contributions Act (FICA)

FICA is federal and applies in Missouri: employees pay Social Security and Medicare; employers match both. Above a federal threshold, Additional Medicare tax is withheld from employees (no employer match). Eligible pretax benefits (e.g., Section 125 health premiums) can reduce FICA-taxable wages depending on plan rules.

Number of cities that have local income taxes

50-word description: Missouri has city earnings taxes in a few municipalities, most notably Kansas City and St. Louis. Rates differ for residents and nonresidents but are typically assessed at a flat percentage of wages earned in the city. Many other Missouri cities have no employee wage tax. Always confirm residency/worksite.

Illustrative Missouri city earnings tax table (verify current rates before use)

Missouri Wage and Hour Laws: Overtime, Pay Frequency

• Overtime: Most non-exempt workers earn 1.5× the regular rate after 40 hours/week (FLSA baseline; Missouri has no separate daily OT rule).
• Pay frequency: Employers must pay on a regular, predictable schedule (commonly biweekly or semimonthly) with itemized wage statements.
• Leave rules: Review Missouri minimum wage, tip credit, youth wage, and any local ordinances (e.g., paid leave programs) that may supplement state standards.

Additional Missouri forms

• IRS Form W-4 (federal withholding elections).
• Missouri Form MO W-4 (Employee’s Withholding Certificate).
• City earnings tax forms (e.g., Kansas City, St. Louis) when applicable.
• Form I-9 employment eligibility verification; Missouri new-hire reporting.
• Direct deposit authorization; benefits enrollment (401(k), HSA, FSA, insurance).
• Missouri unemployment (employer) account registration; required workplace posters.

FAQs about the Missouri Hourly Paycheck Calculator

How do I use the Missouri Hourly Paycheck Calculator?

Enter hourly rate, hours, overtime, tips, pay frequency, filing status, dependents/credits, city/residency, and pretax/post-tax deductions. The calculator applies FICA, federal, Missouri state, and any city earnings tax to show a line-by-line estimate.

Why is there a city tax on my Missouri paycheck?

Kansas City and St. Louis levy an earnings tax on wages. If your worksite or residency triggers it, your employer withholds and remits to that city.

Which form controls my Missouri state withholding?

Missouri Form MO W-4 controls state withholding elections (alongside your IRS W-4). Keep residency and personal exemptions current to ensure correct state and local withholding.

How should I enter overtime, shift differentials, tips, and bonuses?

Input overtime using the proper multiplier (typically 1.5× after 40 hours). Enter differentials, tips, and supplemental wages separately so the calculator recomputes federal, state, and city withholding accurately.

Why did my Missouri paycheck change this period?

Common reasons: variable hours/tips, overtime, bonuses (supplemental method), updated W-4/MO W-4 elections, benefits changes, or starting/ending work in a city with an earnings tax.

Does the calculator work for nonresidents working in Missouri?

Yes. Choose a nonresident scenario. Missouri state withholding generally applies to Missouri-sourced wages; some cities also withhold a nonresident earnings tax for work performed in city limits.

Can pretax benefits increase my take-home?

Yes. Eligible pretax deductions—401(k)/403(b)/457(b), HSA, FSA, commuter, and certain insurance—reduce taxable wages and may lower income tax and, when eligible, FICA.

How are tips treated in Missouri paycheck calculations?

Reported tips are taxable for federal, FICA, Missouri state, and—if applicable—city earnings tax. Include cash and charged tips to ensure correct withholding and compliance.

How do multiple jobs affect my withholding?

Use the IRS multiple-jobs W-4 guidance and ensure MO W-4 reflects your situation. Model each job separately, especially if only one is in a city with an earnings tax.

What is Additional Medicare tax and when does it apply?

After you exceed the federal threshold, your employer withholds Additional Medicare on the excess. There’s no employer match; it appears with regular Medicare on your stub.

Are bonuses and commissions taxed differently?

They’re supplemental wages. Employers may use a flat federal supplemental rate or aggregate with regular wages; Missouri state and any city earnings tax apply either way.

Can the calculator project annual take-home from my hourly rate?

Yes. Multiply typical weekly hours by 52, add expected overtime/tips/bonuses, then run the estimate with your pay frequency, city/residency, and deductions to see an approximate annual net total.

What do people ask on Google about the Missouri Hourly Paycheck Calculator?

“How much is my Missouri paycheck after taxes?” “Do I owe St. Louis or Kansas City earnings tax?” “How to fill MO W-4?” “Do 401(k)/HSA/FSA increase net pay?”

What do Reddit users commonly discuss about Missouri paycheck estimates?

“My MO net seems low—did a city earnings tax start?” “Overtime vs. second job—what nets more?” “Best pretax mix to raise net?” “Flat supplemental vs. aggregate for bonuses?”

What do people ask on Quora regarding Missouri hourly pay calculators?

“How to estimate take-home before accepting a job in Kansas City or St. Louis?” “Gross vs. taxable vs. net?” “How do W-4 and MO W-4 interact?” “How do tips and commissions affect state and city taxes?”