Mississippi Hourly Paycheck Calculator

Mississippi payroll taxes

A typical Mississippi paycheck includes federal income tax, Social Security, Medicare, and Mississippi state income tax withholding. Mississippi municipalities do not levy employee local wage/income taxes. Employers fund Mississippi unemployment insurance (SUTA), FUTA, workers’ compensation, and required notices. Pretax benefits—401(k)/403(b)/457(b), HSA, FSA, commuter, and eligible insurance premiums—can reduce taxable wages when plan-eligible.

• Employee (federal): Income tax (IRS W-4), Social Security, Medicare, Additional Medicare for high earners.
• Employee (state): Mississippi withholding (Form 89-350 elections and credits).
• Local (employee): None on wages in Mississippi.
• Employer: Mississippi SUTA; FUTA; workers’ compensation; required postings and recordkeeping.
• Pretax deductions: May lower federal/state taxable wages and, when eligible, FICA.

How Your Mississippi Paycheck Works

Your net equals gross hourly wages (regular, overtime, tips, differentials, bonuses) minus pretax deductions; then minus FICA, federal income tax, and Mississippi state withholding. With no municipal wage tax, there’s no city line on the stub. The calculator itemizes hours, rates, taxable wages, all withholdings, deductions, and final take-home.

• Inputs: Hourly rate, hours, overtime, tips, pay frequency, filing status, dependents/credits, deductions.
• Outputs: Line-by-line FICA, federal, Mississippi state, deductions, and estimated net pay.
• Supplemental pay: Compare flat vs. aggregate federal methods for bonuses/commissions.

Mississippi Income unemployment tax rate — 10 Years (Employer SUTA)

Replace placeholders with official Mississippi Department of Employment Security figures (taxable wage base, experience-rated range, new-employer rate) before publishing.

Mississippi salary threshold

Mississippi follows FLSA plus state rules. Exempt status requires passing the duties tests and meeting the applicable salary-basis threshold; job titles alone don’t create exemption. Confirm Mississippi minimum wage (federal baseline), tip-credit/service-charge practices, and industry-specific standards when classifying roles and computing overtime.

Median Household Income: Mississippi — 10 Years

Insert the latest U.S. Census/ACS one-year (or five-year) estimates for Mississippi before publishing.

Mississippi Federal Insurance Contributions Act (FICA)

FICA is federal and applies in Mississippi: employees pay Social Security and Medicare; employers match both. Above a federal threshold, Additional Medicare tax is withheld from employees (no employer match). Eligible pretax benefits (e.g., Section 125 health premiums) can reduce FICA-taxable wages depending on plan rules.

Number of cities that have local income taxes

50-word description: Mississippi municipalities do not impose employee local income or wage taxes; withholding occurs at the state level with FICA only. Some localities levy sales, use, or tourism taxes on businesses, not employee paychecks. Multistate workers may face other cities’ wage taxes; always confirm residency and worksite before estimating net pay.

Illustrative Mississippi local wage/income tax table (verify current rules before use)

Mississippi Wage and Hour Laws: Overtime, Pay Frequency

• Overtime: Most non-exempt workers earn 1.5× the regular rate after 40 hours/week (FLSA baseline; Mississippi has no separate daily OT rule).
• Pay frequency: Employers must pay on a regular, predictable schedule (commonly biweekly or semimonthly) and provide itemized wage statements.
• Leave rules: Mississippi has no statewide paid sick leave mandate; check employer policies and any federal program interactions.

Additional Mississippi forms

• IRS Form W-4 (federal withholding elections).
• Mississippi Form 89-350 (Employee’s Withholding Exemption Certificate).
• Form I-9 employment eligibility verification; Mississippi new-hire reporting.
• Direct deposit authorization; benefits enrollment (401(k), HSA, FSA, insurance).
• Mississippi unemployment (employer) account registration; required workplace posters.

FAQs about the Mississippi Hourly Paycheck Calculator

How do I use the Mississippi Hourly Paycheck Calculator?

Enter hourly rate, hours, overtime, tips, pay frequency, filing status, dependents/credits, and pretax/post-tax deductions. The calculator applies FICA, federal, and Mississippi state withholding to produce a clear, line-by-line estimate of take-home pay.

Does Mississippi deduct local city taxes from paychecks?

No. Mississippi does not levy municipal wage taxes on employees. Your check reflects federal taxes, FICA, Mississippi state withholding, and any deductions you elect.

Which form controls my Mississippi state withholding?

Mississippi Form 89-350 controls your state withholding elections. Complete it alongside your IRS W-4, update after life changes, and mirror settings in the calculator for accuracy.

How should I enter overtime, shift differentials, tips, and bonuses?

Input overtime using the proper multiplier (typically 1.5× after 40 hours/week). Enter differentials, tips, and supplemental wages separately so the calculator recomputes federal and state withholding correctly.

Why did my Mississippi paycheck change this period?

Common reasons: variable hours/tips, overtime, bonuses (supplemental method), updated W-4/89-350 elections, benefit changes, or annual tax-table updates. Compare current vs. prior pay stubs to pinpoint differences.

Does the calculator work for nonresidents working in Mississippi?

Yes. Choose a nonresident scenario. Mississippi state withholding generally applies to Mississippi-sourced wages; the calculator models that treatment for estimates.

Can pretax benefits increase my take-home?

Yes. Eligible pretax deductions—401(k)/403(b)/457(b), HSA, FSA, commuter, and certain insurance—reduce taxable wages and may lower income tax and, when eligible, FICA.

How are tips treated in Mississippi paycheck calculations?

Reported tips are taxable for federal income tax, Social Security, Medicare, and Mississippi state income tax. Include cash and charged tips to ensure correct withholding and compliance.

How do multiple jobs affect my withholding?

Use the IRS multiple-jobs guidance on your W-4 and ensure Form 89-350 reflects your situation. Model each job separately to avoid under-withholding across employers.

What is Additional Medicare tax and when does it apply?

After wages exceed the federal threshold, your employer withholds Additional Medicare on the excess. There’s no employer match; it appears alongside regular Medicare on your pay stub.

Are bonuses and commissions taxed differently?

They’re supplemental wages. Employers may use a flat federal supplemental rate or aggregate with regular wages; Mississippi state withholding still applies. Enter amounts separately to compare methods.

Can the calculator project annual take-home from my hourly rate?

Yes. Multiply typical weekly hours by 52, add expected overtime/tips/bonuses, then run the estimate with your pay frequency and deductions to see an approximate annual net total.

What do people ask on Google about the Mississippi Hourly Paycheck Calculator?

“How much is my Mississippi paycheck after taxes?” “Why no city tax in Jackson?” “How to fill Form 89-350?” “How do 401(k)/HSA/FSA change net?” “How to model a bonus?”

What do Reddit users commonly discuss about Mississippi paycheck estimates?

“My MS net seems low—did I set W-4/89-350 right?” “Overtime vs. second job—which nets more?” “Best pretax mix to raise net?” “Flat supplemental vs. aggregate for bonuses?” “Biweekly vs. semimonthly differences?”

What do people ask on Quora regarding Mississippi hourly pay calculators?

“How to estimate take-home before accepting a job in Jackson or Gulfport?” “Gross vs. taxable vs. net?” “How do W-4 and 89-350 interact?” “How do tips and commissions affect Mississippi taxes?”