Mississippi Hourly Paycheck Calculator

Mississippi Payroll Taxes

A typical Mississippi paycheck includes federal income tax, Social Security, Medicare, and Mississippi state income tax withholding. Mississippi municipalities do not levy employee local wage/income taxes. Employers fund Mississippi unemployment insurance (SUTA), FUTA, workers’ compensation, and maintain required postings. Pretax benefits—401(k)/403(b)/457(b), HSA, FSA, commuter, and eligible insurance premiums—can reduce taxable wages when plan-eligible.

• Employee (federal): Income tax (IRS W-4), Social Security, Medicare, Additional Medicare for high earners.
• Employee (state): Mississippi withholding (Form 89-350 elections and credits).
• Local (employee): None on wages in Mississippi.
• Employer: Mississippi SUTA; FUTA; workers’ compensation; required postings and recordkeeping.
• Pretax deductions: May lower federal/state taxable wages and, when eligible, FICA.

How Your Mississippi Paycheck Works

Your net pay equals gross hourly wages (regular, overtime, tips, differentials, bonuses) minus pretax deductions, then minus FICA, federal income tax, and Mississippi state withholding. With no municipal wage tax, there’s no city line on the stub. The calculator itemizes hours, rates, taxable wages, withholdings, deductions, and final take-home pay.

• Inputs: Hourly rate, hours, overtime, tips, pay frequency, filing status, dependents/credits, deductions.
• Outputs: Line-by-line FICA, federal, Mississippi state, deductions, and estimated net pay.
• Supplemental pay: Compare flat vs. aggregate federal methods for bonuses/commissions.

Mississippi Employer SUTA — 10 Years

Replace placeholders with official Mississippi Department of Employment Security (MDES) figures (taxable wage base, experience-rated range, new-employer rate) before publishing.

Mississippi Salary Threshold

Mississippi follows FLSA plus state rules. Exempt status requires passing the duties tests and meeting the applicable salary-basis threshold; job titles alone do not create exemption. Confirm Mississippi minimum wage (federal baseline), tip-credit/service-charge practices, and industry-specific standards when classifying roles and computing overtime.

Median Household Income — Mississippi — 10 Years

Insert the latest U.S. Census/ACS one-year (or five-year) estimates before publishing.

FICA in Mississippi

FICA is federal: employees pay Social Security and Medicare; employers match both. Above a federal threshold, Additional Medicare tax is withheld (no employer match). Eligible pretax benefits may reduce FICA-taxable wages.

Local Income Taxes

50-word summary: Mississippi municipalities do not impose employee local income or wage taxes; withholding occurs at the state level with FICA only. Some localities levy sales, use, or tourism taxes on businesses, not employee paychecks. Multistate workers may face other cities’ wage taxes; always confirm residency and worksite before estimating net pay.

Illustrative Mississippi Local Wage/Income Tax Table

Wage & Hour Laws: Overtime, Pay Frequency

• Overtime: Non-exempt workers earn 1.5× regular rate after 40 hours/week (FLSA baseline; Mississippi has no daily OT rule).
• Pay frequency: Employers must pay on a regular, predictable schedule (biweekly or semimonthly) and provide itemized wage statements.
• Leave rules: Mississippi has no statewide paid sick leave mandate; check employer policies and any federal program interactions.

Additional Mississippi Forms

• IRS Form W-4 (federal withholding)
• Mississippi Form 89-350 (Employee Withholding Exemption Certificate)
• Form I-9; Mississippi new-hire reporting
• Direct deposit authorization; benefits enrollment (401(k), HSA, FSA, insurance)
• Mississippi unemployment (employer) registration; required workplace posters

FAQs: Mississippi Hourly Paycheck Calculator

How do I use the calculator?

Enter hourly rate, hours, overtime, tips, pay frequency, filing status, dependents/credits, and pretax/post-tax deductions. The calculator applies FICA, federal, and Mississippi state withholding to produce a detailed take-home estimate.

Does Mississippi deduct local city taxes?

No. Mississippi does not levy municipal wage taxes on employees.

Which form controls MS state withholding?

Form 89-350, alongside IRS W-4. Keep exemptions current for accurate withholding.

How should I enter overtime, tips, bonuses?

Use proper multiplier for overtime (1.5× after 40 hours). Enter differentials, tips, and supplemental wages separately for accurate federal and state withholding.

Why did my paycheck change?

Reasons: variable hours/tips, overtime, bonuses, W-4/89-350 updates, benefits changes, annual tax-table updates.

Does the calculator work for nonresidents?

Yes. Mississippi state withholding generally applies to Mississippi-sourced wages.

Can pretax benefits increase take-home?

Yes. Eligible pretax deductions reduce taxable wages and may lower tax and FICA.

How are tips treated?

Tips are taxable for federal, FICA, and Mississippi state income tax.

How do multiple jobs affect withholding?

Follow IRS guidance and ensure Form 89-350 reflects your situation. Model each job separately to avoid under-withholding.

What is Additional Medicare tax?

Applies above federal threshold; no employer match; appears with regular Medicare on stub.

Are bonuses and commissions taxed differently?

Employers may use flat or aggregate federal method; Mississippi state withholding still applies.

Can the calculator project annual take-home?

Yes. Multiply weekly hours by 52, add expected overtime/tips/bonuses, and run estimate with pay frequency and deductions.