Arizona Hourly Paycheck Calculator

Arizona payroll taxes

Typical Arizona paychecks include federal income tax, Social Security, Medicare, and Arizona state income tax withholding. Arizona cities generally do not levy employee local income taxes on wages (separate business or transaction privilege taxes may apply to employers, not employees). Employers fund Arizona unemployment insurance (SUTA) and FUTA. Pretax benefits—401(k)/403(b)/457(b), HSA, FSA, commuter, and eligible insurance premiums—can reduce taxable wages when plan-eligible.

• Employee (federal): Income tax (W-4), Social Security, Medicare, Additional Medicare for high earners.
• Employee (state): Arizona withholding (Form A-4 elections and credits).
• Local (employee): None on wages in Arizona (verify if you work across state lines).
• Employer: Arizona SUTA; FUTA; workers’ compensation as required.
• Pretax deductions: May lower federal/state taxable wages and, when eligible, FICA.

How Your Arizona Paycheck Works

Your net pay equals gross hourly wages (regular, overtime, tips, differentials, bonuses) minus pretax deductions; then minus FICA, federal income tax, and Arizona state withholding. Because there’s no municipal wage tax on employees, there’s no city/county withholding line. The calculator itemizes hours, rates, taxable wages, withholdings, deductions, and your final take-home.

• Inputs: Hourly rate, hours, overtime, tips, pay frequency, filing status, dependents/credits, deductions.
• Outputs: Line-by-line FICA, federal, Arizona state, deductions, and estimated net pay.
• Supplemental wages: Compare flat vs. aggregate federal methods for bonuses/commissions.

Arizona Income unemployment tax rate — 10 Years (Employer SUTA)

Replace placeholders with official Arizona Department of Economic Security figures (taxable wage base, experience-rated range, new-employer rate) before publishing.

Arizona salary threshold

Arizona generally follows the federal Fair Labor Standards Act (FLSA). Exempt status requires meeting the duties tests and the federal salary-basis threshold; job titles alone don’t determine exemption. Confirm Arizona minimum wage (state-set), tip-credit rules, and industry-specific standards when classifying roles and calculating overtime.

Median Household Income: Arizona — 10 Years

Insert the latest U.S. Census/ACS one-year (or five-year) estimates before publishing.

Arizona Federal Insurance Contributions Act (FICA)

FICA is federal and applies in Arizona: employees pay Social Security and Medicare; employers match both. Above a federal threshold, Additional Medicare tax is withheld from employees (no employer match). Eligible pretax benefits (e.g., Section 125 health premiums) can reduce FICA-taxable wages depending on plan rules.

Number of cities that have local income taxes

50-word description: Some U.S. municipalities levy wage or income taxes. Arizona does not require employee local wage taxes (Phoenix, Tucson, Mesa, and others do not withhold a city income tax from employees). Employers may owe separate city business or transaction privilege taxes. Verify local rules for multistate workers before payroll or estimates.

Illustrative Arizona local wage/income tax table (verify current rules before use)

Arizona Wage and Hour Laws: Overtime, Pay Frequency

• Overtime: Most non-exempt workers earn 1.5× regular rate after 40 hours/week (FLSA baseline; exemptions apply).
• Pay frequency: Employers must pay on a regular schedule (often biweekly or semimonthly) and provide itemized wage statements.
• Paid sick time: Arizona’s statewide earned paid sick time rules apply—verify accrual and usage requirements for compliance.

Additional Arizona forms

• IRS Form W-4 (federal withholding elections).
• Arizona Form A-4 (Employee’s Arizona Withholding Election).
• Form I-9 employment eligibility verification; Arizona new-hire reporting.
• Direct deposit authorization; benefit enrollments (401(k), HSA, FSA, insurance).
• Arizona unemployment (employer) account registration; required workplace posters.

FAQs about the Arizona Hourly Paycheck Calculator

How do I use the Arizona Hourly Paycheck Calculator?

Enter hourly rate, hours, overtime, tips, pay frequency, filing status, dependents/credits, and pretax/post-tax deductions. The calculator applies FICA, federal, and Arizona state withholding to estimate take-home with a clear line-by-line breakdown.

Does Arizona deduct local income taxes from paychecks?

No. Arizona has no city or county wage tax for employees. Your check includes federal taxes, FICA, Arizona state withholding, and any deductions you elect.

Which form controls my Arizona state withholding?

Arizona Form A-4 controls state withholding elections. Complete it with your IRS W-4. Update after life changes (marriage, dependents, multiple jobs) and mirror settings in the calculator.

How should I enter overtime, shift differentials, tips, and bonuses?

Add overtime using the correct multiplier (typically 1.5× after 40 hours/week). Enter differentials, tips, and supplemental wages separately so the calculator recomputes withholding accurately.

Why did my Arizona paycheck change this period?

Common reasons: variable hours/tips, overtime, bonuses (supplemental withholding method), updated W-4/A-4 elections, benefit changes, or federal/state tax-table updates. Compare current vs. prior pay stubs.

Can pretax benefits increase my take-home?

Yes. Eligible pretax deductions—401(k)/403(b)/457(b), HSA, FSA, commuter, and certain insurance—reduce taxable wages and may lower income tax and, when eligible, FICA.

How are tips treated in Arizona paycheck calculations?

Reported tips are taxable for federal income tax, Social Security, Medicare, and Arizona state income tax. Include tips to ensure correct withholding and minimum-wage compliance where tip credits apply.

How do multiple jobs affect my withholding?

Use the IRS multiple-jobs guidance on your W-4 and ensure A-4 reflects your situation. Model each job separately to avoid under-withholding across employers.

What is Additional Medicare tax and when does it apply?

After wages exceed the federal threshold, employers must withhold Additional Medicare on the excess. There’s no employer match; it appears alongside regular Medicare on your stub.

Are bonuses and commissions taxed differently?

They’re supplemental wages. Employers may use a flat federal supplemental rate or aggregate with regular wages; Arizona state withholding applies either way. Enter amounts separately to compare methods.

Can the calculator project annual take-home from my hourly rate?

Yes. Multiply weekly hours by 52, add expected overtime/tips/bonuses, then run the estimate with your pay frequency and deductions to see an approximate annual net total.

What do people ask on Google about the Arizona Hourly Paycheck Calculator?

“How much is my Arizona paycheck after taxes?” “Why no city tax in Arizona?” “How to fill A-4?” “How do 401(k)/HSA/FSA change net?” “How to add tips and bonuses correctly?”

What do Reddit users commonly discuss about Arizona paycheck estimates?

“My AZ take-home seems low—did I set W-4/A-4 right?” “Overtime vs. second job—which nets more?” “Best pretax mix to raise net?” “Flat supplemental vs. aggregate for bonuses?” “Semimonthly vs. biweekly differences?”

What do people ask on Quora regarding Arizona hourly pay calculators?

“How to estimate take-home before accepting a job in Phoenix or Tucson?” “Gross vs. taxable vs. net?” “How do W-4 and A-4 interact?” “How do tips and commissions affect Arizona taxes?”