Delaware Hourly Paycheck Calculator

Delaware Payroll Taxes

Typical Delaware paychecks include federal income tax, Social Security, Medicare, and Delaware state income tax. Some localities, like Wilmington, may impose an employee wage tax; most do not. Employers fund Delaware unemployment insurance (SUTA) and federal FUTA. Pretax benefits—401(k)/403(b)/457(b), HSA, FSA, commuter, and eligible insurance premiums—can reduce taxable wages when plan-eligible.

• Employee (federal): Income tax (W-4), Social Security, Medicare, Additional Medicare for high earners.
• Employee (state/local): Delaware state withholding (DE W-4A) and any applicable local wage tax.
• Employer: Delaware SUTA, FUTA, workers’ compensation as required.
• Pretax deductions: Reduce federal/state taxable wages and, when eligible, FICA-taxable wages.

How Your Delaware Paycheck Works

Net pay equals gross wages (regular, overtime, tips, differentials, bonuses) minus pretax deductions; then minus FICA, federal income tax, Delaware state withholding, and any local wage tax. The calculator summarizes hours, rates, taxable wages, withholdings, deductions, and final take-home pay.

• Inputs: Hourly rate, hours, overtime, tips, pay frequency, filing status, dependents/credits, locality, deductions.
• Outputs: Itemized FICA, federal, state, local (if applicable), deductions, and net pay.
• Supplemental pay: Model flat vs. aggregate federal withholding for bonuses/commissions to compare outcomes.

Delaware Income Unemployment Tax Rate — 10-Year Employer SUTA

Replace placeholders with official Delaware Department of Labor figures before publishing.

Delaware Salary Threshold

Delaware follows federal Fair Labor Standards Act (FLSA) rules for white-collar exemptions. Exempt status requires meeting the duties tests and the federal salary-basis threshold. Job titles alone do not confer exemption. Confirm state minimum wage, tip-credit rules, and industry-specific standards when classifying roles and calculating overtime.

Median Household Income — Delaware (10-Year Trend)

Insert the latest U.S. Census/ACS one-year or five-year estimates before publishing.

Delaware Federal Insurance Contributions Act (FICA)

FICA applies in Delaware: employees pay Social Security and Medicare; employers match both. Above the federal threshold, Additional Medicare tax applies to employees only. Eligible pretax benefits may reduce FICA-taxable wages depending on plan rules.

Local Income Taxes in Delaware

Some U.S. cities levy wage or income taxes. Delaware primarily relies on state income tax, but municipalities like Wilmington may impose local wage taxes. Verify rates, wage bases, and residency/worksite rules before running payroll.

Illustrative Delaware Local Wage/Income Tax Table

Delaware Wage and Hour Laws: Overtime & Pay Frequency

• Overtime: Most non-exempt employees earn 1.5× after 40 hours/week (FLSA standard; exemptions apply).
• Pay frequency: Employers must pay regularly and provide itemized wage statements.
• Records: Accurate timekeeping and payroll record retention are required.

Additional Delaware Forms

• IRS Form W-4 (federal withholding)
• Delaware Form DE W-4A (state withholding)
• Form I-9 (employment eligibility); new-hire reporting
• Direct deposit authorization; benefits enrollment (401(k), HSA, FSA, insurance)
• Delaware unemployment registration; required workplace posters

FAQs: Delaware Hourly Paycheck Calculator

How do I use the Delaware Hourly Paycheck Calculator?

Enter hourly rate, hours, overtime, tips, pay frequency, filing status, dependents/credits, locality, and pretax/post-tax deductions. The calculator applies FICA, federal, Delaware state, and local withholding to estimate take-home pay with a line-by-line breakdown.

Does Delaware deduct local income taxes?

Some municipalities, like Wilmington, may assess a local wage tax. Many cities do not. Verify the correct city and current rate.

Which form controls Delaware state withholding?

DE W-4A works with your IRS W-4. Update after life changes and mirror the calculator for accuracy.

How should I enter overtime, tips, and bonuses?

Enter overtime (1.5× after 40 hours), differentials, tips, and supplemental wages separately to ensure correct federal, state, and local withholding.

Why did my Delaware paycheck change?

Possible reasons: hours/tips, overtime, bonuses, updated W-4/DE W-4A, benefits changes, or a city wage tax affecting withholding.

Can pretax benefits increase take-home pay?

Yes. Eligible pretax deductions reduce taxable wages and may lower federal/state taxes and FICA.

How are tips treated?

Tips are taxable for federal, FICA, Delaware state income tax, and local wage tax where applicable. Include all tips to ensure compliance.

How do multiple jobs affect withholding?

Follow IRS multiple-job guidance, ensure DE W-4A reflects your situation and local taxes, and model each job separately.

What is Additional Medicare tax?

Applies above the federal threshold. No employer match; appears alongside regular Medicare on the pay stub.

Are bonuses and commissions taxed differently?

Supplemental wages: flat federal rate or aggregate with regular wages; Delaware state and local taxes apply. Enter separately to compare methods.

Can the calculator project annual take-home?

Yes. Multiply weekly hours by 52, add expected overtime/tips/bonuses, then run the estimate with deductions and locality for annual net pay.

Popular Google queries

“How much is my Delaware paycheck after taxes?” “Do I owe Wilmington city wage tax?” “How to fill DE W-4A?” “How do 401(k)/HSA/FSA affect net?”

Reddit discussions

“My DE take-home seems low—did a city wage tax apply?” “Overtime vs. second job—what nets more?” “Best pretax mix to increase net?”

Quora questions

“How to estimate take-home for a Wilmington or Dover job?” “Gross vs. taxable vs. net pay?” “How do W-4 and DE W-4A interact?” “How do tips and commissions affect Delaware and local taxes?”