Maine Hourly Paycheck Calculator

Maine Payroll Taxes

Typical Maine paychecks include federal income tax, Social Security, Medicare, and Maine state income tax. Maine municipalities do not impose employee local wage/income taxes. Employers fund Maine unemployment insurance (SUTA), FUTA, workers’ compensation, and required postings. Pretax benefits—401(k)/403(b)/457(b), HSA, FSA, commuter, and eligible insurance premiums—can reduce taxable wages when plan-eligible.

• Employee (federal): Income tax (IRS W-4), Social Security, Medicare, Additional Medicare for high earners.
• Employee (state): Maine withholding (W-4ME elections and credits).
• Local (employee): None on wages in Maine.
• Employer: Maine SUTA; FUTA; workers’ compensation; required workplace postings.
• Pretax deductions: May lower federal/state taxable wages and, when eligible, FICA.

How Your Maine Paycheck Works

Your net pay equals gross wages (regular, overtime, tips, differentials, bonuses) minus pretax deductions, then minus FICA, federal income tax, and Maine state withholding. Since Maine has no municipal wage tax, there’s no city/town withholding line. The calculator itemizes hours, rates, taxable wages, withholdings, deductions, and final take-home pay.

• Inputs: Hourly rate, hours, overtime, tips, pay frequency, filing status, dependents/credits, deductions.
• Outputs: Line-by-line FICA, federal, Maine state, deductions, and estimated net pay.
• Supplemental wages: Compare flat vs. aggregate federal methods for bonuses/commissions.

Maine Employer SUTA — 10 Years

Replace placeholders with official Maine Department of Labor figures (taxable wage base, experience-rated range, and new-employer rate) before publishing.

Maine Salary Threshold

Maine follows FLSA and state rules. Exempt status requires passing the duties tests and meeting the applicable salary-basis threshold. Job titles alone do not create exemption. Confirm Maine minimum wage, tip credit/service charge rules, earned paid leave, and industry-specific standards when classifying roles and calculating overtime.

Median Household Income: Maine — 10 Years

Insert the latest U.S. Census/ACS one-year (or five-year) estimates for Maine before publishing.

FICA in Maine

FICA is federal and applies in Maine. Employees pay Social Security and Medicare; employers match both. Above the federal threshold, Additional Medicare tax is withheld (no employer match). Eligible pretax benefits (e.g., Section 125 health premiums) can reduce FICA-taxable wages depending on plan rules.

Local Income Taxes

50-word summary: Some U.S. municipalities levy wage or income taxes; Maine municipalities do not withhold employee local income taxes. Maine relies on state income tax and local property/sales taxes. Multistate workers may still face local taxes elsewhere. Verify worksite/residency rules if living or working outside Maine.

Illustrative Maine Local Tax Table

Maine Wage & Hour Laws

• Overtime: Most non-exempt workers earn 1.5× regular rate after 40 hours/week (FLSA baseline; Maine may have additional protections in some industries).
• Pay frequency: Employers must pay on a regular schedule (commonly weekly or biweekly) and provide itemized wage statements.
• Earned paid leave: Maine has statewide earned paid leave requirements—verify accrual and usage rules.

Additional Maine Forms

• IRS Form W-4 (federal withholding elections)
• Maine Form W-4ME (Employee Withholding Allowance Certificate)
• Form I-9 employment eligibility verification; Maine new-hire reporting
• Direct deposit authorization; benefit enrollments (401(k), HSA, FSA, insurance)
• Maine unemployment (employer) account registration; required workplace posters

FAQs: Maine Hourly Paycheck Calculator

How do I use the calculator?

Enter hourly rate, hours, overtime, tips, pay frequency, filing status, dependents/credits, and pretax/post-tax deductions. The calculator applies FICA, federal, and Maine state withholding to estimate take-home pay with a line-by-line breakdown.

Does Maine deduct local income taxes?

No. Maine has no municipal wage tax. Your paycheck includes federal taxes, FICA, Maine state withholding, and any deductions you elect.

Which form controls Maine state withholding?

Maine Form W-4ME controls state withholding elections. Complete it with your IRS W-4 and update after life changes.

How should I enter overtime, differentials, tips, and bonuses?

Add overtime using the correct multiplier (typically 1.5× after 40 hours/week). Enter differentials, tips, and supplemental wages separately for accurate withholding.

Why did my Maine paycheck change?

Common reasons: variable hours/tips, overtime, bonuses, updated W-4/W-4ME elections, benefits changes, or federal/state tax-table updates. Compare current vs. prior pay stubs.

Can pretax benefits increase my take-home?

Yes. Eligible pretax deductions (401(k), HSA, FSA, commuter, insurance) reduce taxable wages and may lower federal/state tax and, when eligible, FICA.

How are tips treated?

Reported tips are taxable for federal, Social Security, Medicare, and Maine state income tax. Include tips for correct withholding and compliance where tip credits apply.

How do multiple jobs affect withholding?

Use IRS multiple-jobs guidance and ensure W-4ME reflects your situation. Model each job separately to avoid under-withholding.

What is Additional Medicare tax?

After wages exceed the federal threshold, employers withhold Additional Medicare on the excess. No employer match; it appears alongside regular Medicare.

Are bonuses and commissions taxed differently?

They are supplemental wages. Employers may use a flat federal rate or aggregate with regular wages; Maine state withholding applies. Enter separately to compare methods.

Can the calculator project annual take-home?

Yes. Multiply weekly hours by 52, add expected overtime/tips/bonuses, then run estimates with pay frequency and deductions for approximate annual net pay.