Maine Hourly Paycheck Calculator

Maine payroll taxes

Typical Maine paychecks include federal income tax, Social Security, Medicare, and Maine state income tax. Municipalities in Maine do not impose employee local wage/income taxes. Employers fund Maine unemployment insurance (SUTA), FUTA, workers’ compensation, and required notices. Pretax benefits—401(k)/403(b)/457(b), HSA, FSA, commuter, and eligible insurance premiums—can reduce taxable wages when plan-eligible.

• Employee (federal): Income tax (IRS W-4), Social Security, Medicare, Additional Medicare for high earners.
• Employee (state): Maine withholding (W-4ME elections and credits).
• Local (employee): None on wages in Maine.
• Employer: Maine SUTA; FUTA; workers’ compensation; required workplace postings.
• Pretax deductions: May lower federal/state taxable wages and, when eligible, FICA.

How Your Maine Paycheck Works

Your net pay equals gross hourly wages (regular, overtime, tips, differentials, bonuses) minus pretax deductions; then minus FICA, federal income tax, and Maine state withholding. Because Maine has no municipal wage tax, there’s no city/town withholding line. The calculator itemizes hours, rates, taxable wages, withholdings, deductions, and your final take-home.

• Inputs: Hourly rate, hours, overtime, tips, pay frequency, filing status, dependents/credits, deductions.
• Outputs: Line-by-line FICA, federal, Maine state, deductions, and estimated net pay.
• Supplemental wages: Compare flat vs. aggregate federal methods for bonuses/commissions.

Maine Income unemployment tax rate — 10 Years (Employer SUTA)

Replace placeholders with official Maine Department of Labor figures (taxable wage base, experience-rated range, and new-employer rate) before publishing.

Maine salary threshold

Maine follows FLSA and state rules. Exempt status requires passing the duties tests and meeting the applicable salary-basis threshold; job titles alone don’t create exemption. Confirm Maine minimum wage (state-set), tip credit/service charge rules, earned paid leave, and industry-specific standards when classifying roles and calculating overtime.

Median Household Income: Maine — 10 Years

Insert the latest U.S. Census/ACS one-year (or five-year) estimates for Maine before publishing.

Maine Federal Insurance Contributions Act (FICA)

FICA is federal and applies in Maine: employees pay Social Security and Medicare; employers match both. Above the federal threshold, Additional Medicare tax is withheld from employees (no employer match). Eligible pretax benefits (e.g., Section 125 health premiums) can reduce FICA-taxable wages depending on plan rules.

Number of cities that have local income taxes

50-word description: Some U.S. municipalities levy wage or income taxes; Maine municipalities do not withhold employee local income taxes. Maine relies on state income tax and local property/sales taxes. Multistate workers may still face local taxes elsewhere. Always verify the worksite and residency rules if you live or work outside Maine.

Illustrative Maine local wage/income tax table (verify current rules before use)

Maine Wage and Hour Laws: Overtime, Pay Frequency

• Overtime: Most non-exempt workers earn 1.5× the regular rate after 40 hours/week (FLSA baseline; Maine has additional protections in some industries).
• Pay frequency: Employers must pay on a regular schedule (commonly weekly or biweekly) and provide itemized wage statements.
• Earned paid leave: Maine has statewide earned paid leave requirements—verify accrual and usage rules for compliance.

Additional Maine forms

• IRS Form W-4 (federal withholding elections).
• Maine Form W-4ME (Employee’s Withholding Allowance Certificate) for state elections.
• Form I-9 employment eligibility verification; Maine new-hire reporting.
• Direct deposit authorization; benefit enrollments (401(k), HSA, FSA, insurance).
• Maine unemployment (employer) account registration; required workplace posters.

FAQs about the Maine Hourly Paycheck Calculator

How do I use the Maine Hourly Paycheck Calculator?

Enter hourly rate, hours, overtime, tips, pay frequency, filing status, dependents/credits, and pretax/post-tax deductions. The calculator applies FICA, federal, and Maine state withholding to estimate take-home with a clear line-by-line breakdown.

Does Maine deduct local income taxes from paychecks?

No. Maine has no municipal wage tax for employees. Your check includes federal taxes, FICA, Maine state withholding, and any deductions you elect.

Which form controls my Maine state withholding?

Maine Form W-4ME controls your state withholding elections. Complete it with your IRS W-4. Update after life changes and mirror settings in the calculator for accuracy.

How should I enter overtime, shift differentials, tips, and bonuses?

Add overtime using the correct multiplier (typically 1.5× after 40 hours/week). Enter differentials, tips, and supplemental wages separately so the calculator recomputes withholding accurately.

Why did my Maine paycheck change this period?

Common reasons: variable hours/tips, overtime, bonuses (supplemental withholding method), updated W-4/W-4ME elections, benefit changes, or federal/state tax-table updates. Compare current vs. prior pay stubs for differences.

Can pretax benefits increase my take-home?

Yes. Eligible pretax deductions—401(k)/403(b)/457(b), HSA, FSA, commuter, and certain insurance—reduce taxable wages and may lower income tax and, when eligible, FICA.

How are tips treated in Maine paycheck calculations?

Reported tips are taxable for federal income tax, Social Security, Medicare, and Maine state income tax. Include tips to ensure correct withholding and compliance where tip credits apply.

How do multiple jobs affect my withholding?

Use the IRS multiple-jobs guidance on your W-4 and ensure W-4ME reflects your situation. Model each job separately to avoid under-withholding across employers.

What is Additional Medicare tax and when does it apply?

After wages exceed the federal threshold, employers must withhold Additional Medicare on the excess. There’s no employer match; it appears alongside regular Medicare on your pay stub.

Are bonuses and commissions taxed differently?

They are supplemental wages. Employers may use a flat federal supplemental rate or aggregate with regular wages; Maine state withholding applies either way. Enter amounts separately to compare methods.

Can the calculator project annual take-home from my hourly rate?

Yes. Multiply typical weekly hours by 52, add expected overtime/tips/bonuses, then run the estimate with your pay frequency and deductions to see an approximate annual net total.

What do people ask on Google about the Maine Hourly Paycheck Calculator?

“How much is my Maine paycheck after taxes?” “Why no city tax in Maine?” “How to fill W-4ME?” “How do 401(k)/HSA/FSA change net?” “How to add tips and bonuses correctly?”

What do Reddit users commonly discuss about Maine paycheck estimates?

“My ME take-home seems low—did I set W-4/W-4ME right?” “Overtime vs. second job—what nets more?” “Best pretax mix to raise net?” “Flat supplemental vs. aggregate for bonuses?” “Weekly vs. biweekly differences?”

What do people ask on Quora regarding Maine hourly pay calculators?

“How to estimate take-home before accepting a job in Portland or Bangor?” “Gross vs. taxable vs. net?” “How do W-4 and W-4ME interact?” “How do tips and commissions affect Maine taxes?”