New Hampshire Salary Paycheck Calculator

New Hampshire payroll taxes

• State income tax on wages: None. New Hampshire does not tax earned wage income; employees do not file a state W-4 for wage withholding.
• Local income tax: Cities and towns do not levy wage-based local income taxes on employees.
• Employer payroll taxes: State Unemployment Insurance (SUI) is employer-paid; employees do not pay UI from wages.
• FICA (federal): Social Security and Medicare—see the FICA section below.
• Federal income tax (FIT): Withheld using IRS rules from your federal Form W-4.
• Pre-tax deductions: 401(k), HSA/FSA, and Section 125 premiums can reduce federal taxable wages (and sometimes FICA).
• Post-tax deductions: Roth 401(k), garnishments, union dues, charitable giving, and other after-tax items reduce net pay after taxes.

How Your New Hampshire Paycheck Works

1. Start with gross pay (salary for the period or hourly rate × hours; include overtime where due).
2. Subtract pre-tax items (traditional 401(k), HSA/FSA, cafeteria plans) to determine federal/FICA taxable wages.
3. Apply FICA (Social Security to the annual wage base; Medicare on all wages; Additional Medicare for high earners).
4. Calculate federal withholding using IRS methods and your W-4 elections.
5. No New Hampshire state or local wage tax is withheld.
6. Employer separately pays NH SUI—this does not reduce your take-home pay.
7. Subtract post-tax deductions to arrive at your net pay.

New Hampshire unemployment insurance (SUI) — 10-year snapshot

Employees do not pay New Hampshire UI from wages. Employers contribute on a taxable wage base at new-employer or experience rates (confirm your annual rate notice).

Year	Employee UI Rate	Employee Pays?	Employer Taxable Wage Base (approx.)	New Employer Rate (typ.)	Experienced Employer Rate Range (approx.)
2016	0%	No	$14,000	~2.7%	~0.1%–6.5%
2017	0%	No	$14,000	~2.7%	~0.1%–6.5%
2018	0%	No	$14,000	~2.7%	~0.1%–6.7%
2019	0%	No	$14,000	~2.7%	~0.1%–6.7%
2020	0%	No	$14,000	~2.7%	~0.1%–7.0%
2021	0%	No	$14,000	~2.7%	~0.1%–7.0%
2022	0%	No	$14,000	~2.7%	~0.1%–7.2%
2023	0%	No	$14,000	~2.7%	~0.1%–7.4%
2024	0%	No	$14,000	~2.7%	~0.1%–7.6%
2025	0%	No	$14,000	~2.7%	~0.1%–7.8%

New Hampshire salary threshold

New Hampshire generally follows federal FLSA white-collar rules. Exempt status requires meeting the current federal salary threshold and applicable duties tests. If either test is not met, overtime is due after 40 hours in a workweek.

Median Household Income — New Hampshire (10 years, current dollars)

Illustrative nominal values showing the general trend; confirm with the latest American Community Survey for official statistics.

Year	Median Household Income
2015	$70,700
2016	$73,300
2017	$76,300
2018	$79,900
2019	$82,700
2020	$83,200
2021	$88,700
2022	$95,100
2023	$98,800
2024	$101,200

New Hampshire Federal Insurance Contributions Act (FICA)

• Social Security: 6.2% employee + 6.2% employer, up to the annual federal wage base.
• Medicare: 1.45% employee + 1.45% employer on all wages.
• Additional Medicare: 0.9% employee-only on wages above $200,000 (employer remains 1.45%).

Number of cities that have local income taxes

New Hampshire municipalities do not levy wage-based local income taxes on employees. Paychecks include federal withholding, FICA, and any benefit or court-ordered deductions; there is no city or town income-tax line. Employers may owe business taxes or local fees, but those are not employee paycheck deductions and do not affect standard withholding.

Local income tax table (employee wage tax)

City/Town	Local Income/Wage Tax	Notes
Statewide (New Hampshire)	None	No municipal wage-based income tax on employees

New Hampshire Wage and Hour Laws: Overtime, Pay Frequency

• Overtime: Most non-exempt employees earn 1.5× after 40 hours/week (no statewide daily overtime rule).
• Minimum wage: New Hampshire follows the federal minimum wage for most covered employers; confirm the current federal rate.
• Pay frequency: Employers must maintain regular, established paydays (weekly/biweekly/semimonthly common) and pay timely; final-pay rules apply at separation.
• Breaks/meals: Comply with federal/state requirements; minors and certain industries have additional protections.

Additional New Hampshire forms

• No state W-4 for wages: There is no state wage income tax; employees complete the federal W-4 only.
• UI Employer Registration & Rate Notice: New Hampshire Employment Security account setup and annual SUI rate assignment (employer-paid).
• Withholding returns: Not applicable to wage income; employers still file federal payroll returns and NH UI reports.
• New Hire Reporting: Report hires/rehires within required timeframe.
• Required workplace posters: Wage/hour, unemployment, safety, and federal postings.

FAQs — New Hampshire Salary Paycheck Calculator

How do I use a New Hampshire Salary Paycheck Calculator to estimate net pay?

Enter gross pay and pay frequency, federal W-4 details, and any pre-/post-tax deductions. The calculator applies FICA and federal withholding. There is no New Hampshire state or local wage tax, so those lines will not appear on your pay stub.

Why doesn’t my New Hampshire paycheck show state income tax?

New Hampshire does not tax earned wages. Your pay stub typically includes federal withholding, Social Security, Medicare, and any benefit or court-ordered deductions.

Do employees pay New Hampshire unemployment insurance from wages?

No. State Unemployment Insurance is an employer contribution. You will not see a NH UI deduction on your paycheck.

Does any New Hampshire city or town have a wage tax?

No. There is no municipal wage-based income tax in New Hampshire. City and town fees are generally paid by businesses and do not affect employee paychecks.

What salary makes me exempt from overtime in New Hampshire?

New Hampshire generally follows federal FLSA rules. Exempt status requires meeting the current federal salary threshold and the applicable duties tests; otherwise, overtime is owed after 40 hours in a week.

How are bonuses and commissions taxed on a New Hampshire paycheck?

They are subject to federal supplemental wage withholding methods and FICA. There is no New Hampshire state or local wage tax on bonuses or commissions.

Can I add a flat extra federal withholding amount per paycheck?

Yes. Use your federal W-4 to request an additional dollar amount. Enter the same amount in the calculator to preview its impact on take-home pay.

How do pre-tax benefits (401(k), HSA, FSA) affect my paycheck in New Hampshire?

Pre-tax contributions reduce federal taxable wages (and sometimes FICA), increasing take-home pay. Since NH has no wage income tax, there is no state withholding effect.

Are Roth 401(k) contributions pre-tax?

No. Roth contributions are post-tax; they don’t reduce taxable wages today. Enter them as post-tax deductions to reflect accurate net pay.

How do I handle overtime and shift differentials in the calculator?

Enter overtime hours and premium rates. The calculator adds them to gross pay and recomputes FICA and federal withholding automatically.

What pay frequency should I select?

Use your employer’s actual schedule (weekly, biweekly, semimonthly, monthly). The calculator prorates earnings and withholding per period and annualizes limits like the Social Security wage base.

Why did my net increase mid-year without a raise?

You may have exceeded the Social Security wage base; Social Security stops for the rest of the year while Medicare continues, increasing your net pay.

How are tips treated for New Hampshire employees?

Reported tips are taxable for federal income tax and FICA. Include tips in your estimate to avoid under-withholding; there is no additional NH wage tax on tips.

Do student employees ever avoid FICA?

Some student workers at qualifying institutions may be FICA-exempt while enrolled at least half-time. If exempt, remove FICA lines in that job’s estimate for accuracy.

How are PTO payouts taxed?

PTO cash-outs are taxable wages subject to FIT and FICA. If paid separately, employers may use federal supplemental withholding; model them as supplemental wages for accuracy.

Can I claim exempt from federal withholding?

Only if you meet IRS criteria (e.g., no federal tax liability last year and none expected this year). If eligible, set to exempt on your W-4 and in the calculator.

How do I reflect year-to-date (YTD) wages and taxes?

Enter YTD amounts so the calculator can stop Social Security after the annual cap and continue Medicare, improving mid-year precision.

How are relocation reimbursements treated?

Most moving reimbursements are federally taxable unless a specific exclusion applies. Include taxable amounts in wages; New Hampshire does not add a wage income tax layer.

Can I compare traditional vs. Roth 401(k) effects?

Yes. Run a traditional (pre-tax) scenario and a Roth (post-tax) scenario to see the immediate take-home differences and inform long-term planning.

How are imputed benefits handled (e.g., group-term life over $50,000)?

Add the imputed value to taxable wages without adding cash. The calculator withholds FIT and FICA on that amount; there is no NH wage tax component.

What if I work partly outside New Hampshire?

Withholding generally follows where wages are sourced. If you earn income in another state that has an income tax, that state may require withholding. New Hampshire does not tax wages.

Do charitable payroll deductions reduce taxes in payroll?

They’re typically post-tax and don’t reduce payroll taxable wages. Any deduction benefits are claimed on your federal return if you itemize.

How do garnishments affect my paycheck?

Enter court-ordered amounts as post-tax deductions. The calculator subtracts them after taxes. Legal limits and employer processing timelines apply.

How can I avoid a large federal balance due at year-end?

Increase per-paycheck withholding using an extra amount on your W-4, adjust pre-tax contributions, or make estimated payments. Use the calculator to preview results before you change settings.

Does New Hampshire have a state disability insurance (SDI) payroll deduction?

No. There is no state SDI payroll deduction in New Hampshire; your paycheck will not show an SDI line item.

How do I model a mid-year raise or promotion?

Run two scenarios: the old rate for already-paid periods and the new rate for remaining periods. Combine the results to project full-year taxes and net pay.

Are non-cash awards taxable?

Generally yes. Non-cash awards are imputed at fair market value and included in taxable wages for FIT and FICA. Enter the imputed amount in the calculator for proper withholding.