Georgia Salary Paycheck Calculator

Georgia payroll taxes

• Georgia state income tax: Flat rate (most recently about 5.39% for 2025) replacing prior brackets. Employers use the employee’s G-4 for state withholding setup.
• FICA (federal): Social Security and Medicare—see the FICA section below.
• Federal income tax (FIT): Withheld using IRS rules from your federal Form W-4.
• State Unemployment Insurance (SUI): Employer-paid only. Employees do not pay Georgia UI; employers pay on wages up to the GA taxable wage base.
• Local income taxes: No percentage-of-wages city/county income tax in Georgia. Some jurisdictions charge flat-fee occupational taxes to employers/businesses (not a paycheck percentage).
• Pre-tax deductions: 401(k), HSA/FSA, and Section 125 premiums can reduce taxable wages (federal/state and sometimes FICA).
• Post-tax deductions: Roth 401(k), garnishments, union dues, and other after-tax items reduce net pay after taxes.

How Your Georgia Paycheck Works

1. Start with gross pay (salary per period or hourly rate × hours, including overtime if due).
2. Subtract pre-tax items (traditional 401(k), HSA/FSA, cafeteria plans) to determine taxable wages.
3. Calculate FICA (Social Security to the annual wage base; Medicare on all wages; Additional Medicare for high earners).
4. Calculate federal withholding using IRS methods and your W-4 elections.
5. Calculate Georgia state withholding using the flat rate and your G-4 elections.
6. Employer separately pays Georgia SUI on the wage base—this does not reduce your net pay.
7. Subtract post-tax deductions to reach net pay.

Georgia unemployment insurance (SUI) — 10-year employer snapshot

Employees do not pay Georgia UI. Employers contribute based on experience ratings and the taxable wage base (historically stable at $9,500 in recent years).

Georgia salary threshold

Georgia follows federal FLSA rules. To classify a white-collar employee as exempt, the employee must meet the current federal salary threshold and the applicable duties tests. If not met, overtime is generally owed after 40 hours in a workweek.

Median Household Income — Georgia (10 years, current dollars)

Illustrative nominal values to show trend; consult the latest ACS release for precise figures.

Georgia Federal Insurance Contributions Act (FICA)

• Social Security: 6.2% employee + 6.2% employer, up to the federal wage base.
• Medicare: 1.45% employee + 1.45% employer on all wages.
• Additional Medicare: extra 0.9% employee-only on wages above $200,000 (employer remains 1.45%).

Number of cities that have local income taxes

Georgia does not impose local income taxes that withhold a percentage of wages from employee paychecks. Some municipalities assess flat occupational taxes or business license fees on employers or self-employed workers, but these are not paycheck percentage deductions and typically do not change standard withholding calculations.

Local income tax table (employee wage tax)

Georgia Wage and Hour Laws: Overtime, Pay Frequency

• Overtime: Georgia relies on the FLSA—most non-exempt employees earn 1.5× the regular rate after 40 hours in a workweek.
• Minimum wage: Federal $7.25/hour applies to most covered employers (Georgia’s statutory minimum is lower but generally preempted by the FLSA).
• Pay frequency: Employers must set regular, predictable paydays (weekly, biweekly, or semimonthly are common) and pay all wages due on those days; final pay must be timely per policy/contract.
• Breaks/meals: No universal state mandate; federal rules apply. Employer policies or minors’ rules may create additional requirements.

Additional Georgia forms

• G-4 — Employee’s Withholding Allowance Certificate (Georgia state withholding elections).
• G-7 — Withholding Return (quarterly/monthly, as assigned) and G-1003 annual reconciliation.
• UI Employer Registration — Georgia Department of Labor account setup and UI rate notices.
• New Hire Reporting — Report new/re-hires within the required timeframe.
• Required workplace posters — GA DOL wage, equal pay, unemployment, and federal notices.

FAQs — Georgia Salary Paycheck Calculator

How do I use a Georgia Salary Paycheck Calculator to estimate net pay?

Enter gross pay and pay frequency, your federal W-4 and Georgia G-4 elections, plus any pre-tax/post-tax deductions. The calculator applies FICA, federal withholding, Georgia’s flat income tax, and returns your estimated take-home per check and per year.

What Georgia state income tax rate does the calculator use?

Georgia now uses a single flat rate (about 5.39% for 2025). Your exact withholding also reflects G-4 elections and pre-tax deductions that reduce taxable wages.

Do any Georgia cities take a local income tax out of my paycheck?

No. Georgia has no city or county wage-based income tax. Some localities have flat occupational or business taxes that affect employers or self-employed workers, not an employee paycheck percentage.

Why doesn’t my Georgia pay stub show unemployment tax like some other states?

Georgia UI (SUI) is paid by employers only. Employees do not contribute to UI from wages, so there’s no UI line item on your pay stub.

What salary makes me exempt from overtime in Georgia?

Georgia follows federal FLSA rules. Exempt status requires meeting the current federal salary threshold and the appropriate duties tests. If either isn’t satisfied, overtime is owed after 40 hours in a week.

How often must Georgia employers pay employees?

Employers must set regular paydays and pay on time. Weekly, biweekly, and semimonthly schedules are common; follow your employer’s posted policy and final-pay timelines at separation.

What’s the minimum wage in Georgia?

Most covered employers must pay at least the federal minimum wage of $7.25/hour. Georgia’s lower state minimum is largely superseded by the FLSA for covered employers.

How are bonuses and commissions taxed on a Georgia paycheck?

They’re subject to federal withholding (IRS supplemental methods), FICA, and Georgia’s flat state withholding. Employer SUI remains an employer cost and does not reduce your net pay.

Which form adjusts my Georgia state withholding?

Use the G-4 to set or change your Georgia withholding elections (e.g., marital status, allowances). Update it after life events or if your tax situation changes.

Why is my coworker’s net different even though our salaries match?

Differences come from W-4/G-4 elections, pre-tax benefits (401(k), HSA/FSA), Roth vs. traditional contributions, supplemental pay methods, and garnishments. These factors change taxable wages and withholding.

Does the calculator account for pre-tax benefits and HSA/FSA?

Yes—enter your pre-tax amounts. These reduce taxable wages for federal/Georgia income tax and sometimes FICA, increasing take-home compared with the same deductions taken after tax.