Hawaii Salary Paycheck Calculator

Hawaii payroll taxes

• Hawaii state income tax: Progressive brackets; employers withhold using your HW-4 and the state’s withholding tables.
• TDI (Temporary Disability Insurance): Employee payroll deduction may apply (employer must provide TDI coverage; employee share is limited by state rules and a weekly cap).
• FICA (federal): Social Security and Medicare—see details below.
• State Unemployment Insurance (UI): Employer-paid only in Hawaii; employees do not pay state UI from wages.
• Local income taxes: None on wages; Hawaii does not have city wage taxes.
• Pre-tax deductions: 401(k), HSA/FSA, and Section 125 premiums can reduce taxable wages (federal/state and sometimes FICA).
• Post-tax deductions: Roth 401(k), garnishments, union dues, and other after-tax items reduce take-home after taxes.

How Your Hawaii Paycheck Works

1. Start with gross pay (salary per period or hourly rate × hours; include overtime where due).
2. Subtract pre-tax items (traditional 401(k), HSA/FSA, cafeteria plans) to determine taxable wages.
3. Calculate FICA (Social Security up to the annual wage base; Medicare on all wages; Additional Medicare for high earners).
4. Calculate federal income tax using IRS methods and your W-4 elections.
5. Calculate Hawaii state withholding using HW-4 and state tables.
6. Withhold any TDI employee share (if your employer funds part of TDI through payroll deductions, subject to legal caps).
7. Employer separately pays Hawaii UI (does not reduce your net pay).
8. Subtract post-tax deductions to reach net pay.

Hawaii unemployment insurance (UI) — 10-year employee snapshot

Hawaii funds UI through employer payroll taxes; employees do not contribute. The table confirms the employee UI rate is 0% each year and notes that employers pay on a state taxable wage base at assigned rates.

Hawaii salary threshold

Hawaii generally follows the federal FLSA white-collar rules. Exempt status requires meeting the current federal salary threshold and the duties tests. If either is not met, overtime is typically owed after 40 hours in a workweek.

Median Household Income — Hawaii (10 years, current dollars)

Nominal values to illustrate recent trend; consult the latest ACS release for precise figures.

Hawaii Federal Insurance Contributions Act(Fica)

• Social Security: 6.2% employee + 6.2% employer up to the federal wage base.
• Medicare: 1.45% employee + 1.45% employer on all wages.
• Additional Medicare: extra 0.9% employee-only on wages above $200,000 (employer remains 1.45%).

Number of cities that have local income taxes

Hawaii has no local wage-based income taxes. Counties and the state fund services primarily through general excise/sales-type taxes and property taxes—not paycheck percentage deductions. Therefore, your Hawaii paycheck includes federal withholding, Hawaii state income tax, FICA, and any TDI employee share where applicable; there is no separate city income tax line anywhere in the state.

Local income tax table (employee wage tax)

Hawaii Wage and Hour Laws: Overtime, Pay Frequency

• Overtime: Most non-exempt employees earn 1.5× the regular rate after 40 hours in a workweek (FLSA standard).
• Minimum wage: Hawaii’s statewide minimum wage is set by statute and increases on a schedule; check the current rate for your pay period.
• Pay frequency: Employers must set regular, posted paydays (weekly/biweekly/semimonthly are common) and pay all wages due on time; final-pay deadlines apply at separation.
• Meals/rests: Follow federal and state rules; employer policies and collective bargaining agreements may add requirements.

Additional Hawaii forms

• HW-4 — Employee’s Withholding Allowance and Status Certificate (Hawaii state withholding elections).
• UI Employer Registration & Rate Notice — Hawaii Unemployment Insurance account and rate assignments (employer-paid).
• TDI coverage documentation — Policy and employee notice showing TDI benefits and any employee payroll share within state limits.
• Required workplace posters — Minimum wage, wage payment, TDI, unemployment, and federal notices.

FAQs — Hawaii Salary Paycheck Calculator

How do I use a Hawaii Salary Paycheck Calculator to estimate net pay?

Enter gross pay and pay frequency, your federal W-4 and Hawaii HW-4 elections, pre-tax benefits (401(k), HSA/FSA), and post-tax deductions. The calculator applies FICA, federal withholding, Hawaii state withholding, and any TDI employee share to estimate your per-paycheck and annual take-home.

Does Hawaii have city income taxes that come out of my paycheck?

No. Hawaii does not impose local wage-based income taxes. Your paycheck won’t include a city tax line anywhere in the state.

Why is there a TDI deduction on my Hawaii pay stub?

Hawaii requires employers to provide Temporary Disability Insurance. Employers may charge employees a small, capped payroll share toward premiums. That deduction, if present, is separate from FICA and state income tax.

Do Hawaii employees pay into state unemployment insurance?

No. Hawaii UI is funded by employer contributions only. Employees do not pay a state UI tax from wages.

What salary makes me exempt from overtime in Hawaii?

Hawaii generally follows federal FLSA rules. Exempt status requires meeting the current federal salary threshold and the applicable duties tests. If those aren’t met, overtime is due after 40 hours in a week.

How often must I be paid in Hawaii?

Employers must set regular, reliable paydays (e.g., biweekly or semimonthly) and pay on time. Final-pay timing depends on whether separation was employer- or employee-initiated.

How are bonuses and commissions taxed on a Hawaii paycheck?

They’re subject to federal withholding (using IRS supplemental methods), FICA, and Hawaii state income tax. TDI employee deductions may also apply until the applicable cap is reached.

Why is my coworker’s take-home different even with the same salary?

Differences in W-4/HW-4 elections, pre-tax benefits, Roth vs. traditional contributions, supplemental pay methods, TDI deductions, and garnishments can produce different net pay at identical gross pay.

What’s Hawaii’s current minimum wage and does it affect salaried employees?

Hawaii’s minimum wage adjusts by statute. Salaried non-exempt employees must still receive at least the minimum wage for all hours worked, plus overtime after 40 hours in a week.

Which form changes my Hawaii state withholding?

Use the HW-4 to set or update Hawaii withholding elections. Review it after life events or when your tax situation changes.