Connecticut Salary Paycheck Calculator

Connecticut payroll taxes

• Connecticut state income tax: Progressive state tax; employers withhold using your CT-W4 elections and current withholding tables.
• Paid Leave (CTPL): Employee payroll deduction (up to 0.5% of wages, capped by applicable wage limit) funds the state Paid Family & Medical Leave program.
• FICA (federal): Social Security and Medicare; see “Connecticut Federal Insurance Contributions Act (FICA)” below.
• State Unemployment Insurance (SUI): Employer-paid only. Employees do not pay UI from wages. Employers pay UI on wages up to the state’s taxable wage base at a rate set by experience/new-employer schedules.
• Local income taxes: None. Connecticut cities and towns do not levy wage-based local income taxes.
• Pre-tax deductions: Traditional 401(k), HSA/FSA, and Section 125 premiums may reduce taxable wages (FIT/state, sometimes FICA).
• Post-tax deductions: Roth 401(k), garnishments, and after-tax benefits reduce net pay after taxes.

How Your Connecticut Paycheck Works

1. Start with gross pay (salary per period or hourly rate × hours; include overtime where due).
2. Subtract pre-tax items (401(k), HSA/FSA, cafeteria plans) to determine taxable wages.
3. Compute FICA (Social Security to the annual wage base; Medicare on all wages; Additional Medicare for high earners).
4. Calculate federal withholding using IRS methods and your W-4.
5. Calculate Connecticut withholding using CT-W4 elections and state tables.
6. Withhold the employee share of CT Paid Leave (if applicable).
7. Employer separately pays Connecticut UI (does not reduce your net pay).
8. Subtract post-tax deductions to reach net pay.

Connecticut unemployment insurance — 10-year employee snapshot

Connecticut funds unemployment benefits primarily through employer payroll taxes. Employees do not pay a UI tax from wages. The table confirms the employee UI rate (0%) and provides general employer context.

Connecticut salary threshold

Connecticut generally follows the federal FLSA white-collar rules. To be exempt, an employee must meet both the current federal salary threshold and the applicable duties tests. Always verify the federal level in effect for the pay period and note any Connecticut-specific industry rules or collective bargaining agreements.

Median Household Income — Connecticut (10 years, current dollars)

Illustrative nominal values showing the trend over the last decade (rounded). Use the latest ACS/FED release for official figures.

Connecticut Federal Insurance Contributions Act (FICA)

• Social Security: 6.2% employee + 6.2% employer, up to the federal wage base.
• Medicare: 1.45% employee + 1.45% employer on all wages.
• Additional Medicare: 0.9% employee-only on wages above $200,000 (employer remains 1.45%).

Number of cities that have local income taxes

Connecticut has no municipal wage-based income taxes. Cities and towns fund services primarily through property and sales-related taxes, not paycheck deductions. Therefore, your paycheck includes federal withholding, Connecticut state income tax, FICA, and the CT Paid Leave deduction where applicable—there is no separate city income tax line anywhere in the state.

Local income tax table (employee wage tax)

Connecticut Wage and Hour Laws: Overtime, Pay Frequency

• Overtime: Most non-exempt employees earn 1.5× the regular rate after 40 hours in a workweek (no statewide daily overtime rule).
• Minimum wage: Indexed annually; check the Connecticut Department of Labor for the current statewide rate and any scheduled adjustments.
• Pay frequency: Wages are typically paid weekly in Connecticut unless an employer qualifies for and uses an alternative schedule (e.g., biweekly/semimonthly) consistent with state rules.
• Meal/rest periods: Connecticut has specific meal-period rules for longer shifts; premium pay may apply if not provided.

Additional Connecticut forms

• CT-W4 — Employee’s Withholding Certificate (state income-tax withholding elections).
• CT-941 — Connecticut Withholding Return (quarterly), plus annual reconciliation forms.
• UI Employer Registration and Rate Notices — For unemployment insurance contributions (employer-paid).
• Paid Leave CT Registration/Reporting — Employer portal for CT Paid Leave contributions and claims info.
• Required workplace posters — Minimum wage, paid leave, and wage payment notices.

FAQs — Connecticut Salary Paycheck Calculator

How do I use a Connecticut Salary Paycheck Calculator to estimate take-home pay?

Enter your gross pay and pay frequency, federal W-4 and state CT-W4 elections, pre-tax benefits (401(k), HSA/FSA), and post-tax deductions. The calculator applies FICA, federal withholding, Connecticut state withholding, and the CT Paid Leave deduction (if applicable) to estimate your net paycheck. Employer UI does not reduce your take-home.

Does any Connecticut city take a local income tax from paychecks?

No. Connecticut does not permit municipal wage-based income taxes. Your paycheck will not include a separate city income tax line anywhere in the state.

Why is there a Paid Leave deduction on my Connecticut pay stub?

Connecticut’s Paid Family & Medical Leave program is funded by a small employee payroll deduction (up to 0.5% of wages). It provides wage replacement for qualifying family or medical leave events.

Do Connecticut employees pay into state unemployment insurance?

No. Connecticut UI is funded by employer contributions only. Employees do not have a state UI line item; your employer pays UI on your covered wages up to the taxable wage base.

What salary makes me exempt from overtime in Connecticut?

Connecticut generally uses the federal FLSA tests. Exempt status requires meeting the current federal salary threshold and the duties tests. If either is not met, overtime is due after 40 hours in a week.

How often must I be paid in Connecticut?

Weekly is the default in Connecticut. Some employers may pay biweekly or semimonthly if they meet state requirements and maintain consistent, posted paydays. Final-pay deadlines also apply at separation.

How are bonuses and commissions taxed in Connecticut?

They’re subject to federal withholding (often using IRS supplemental methods), FICA, and Connecticut state withholding. The CT Paid Leave deduction also applies until any applicable wage cap is reached. There is no local wage tax.

My coworker and I earn the same salary—why are our net paychecks different?

Differences in W-4/CT-W4 elections, pre-tax benefits, Roth vs. traditional contributions, CT Paid Leave deductions, supplemental pay methods, and garnishments will change take-home pay even at identical gross pay.

What’s the current Connecticut minimum wage and does it affect salaried employees?

Connecticut’s minimum wage is indexed annually. Salaried non-exempt employees must still receive at least the equivalent of the minimum wage for all hours worked, plus overtime after 40 hours in a week.

Where can I find official Connecticut payroll forms and rates?

See the Connecticut Department of Revenue Services for CT-W4 and withholding returns, the Connecticut Department of Labor for UI and wage/hour rules, and Paid Leave CT for contribution details and employer registration.