New Hampshire Paycheck Calculator
Estimate New Hampshire take-home pay quickly. Enter salary or hourly inputs, contributions, frequency, and deductions to view instant results today.
New Hampshire Income Tax Rate
New Hampshire does not tax wage income. Your paycheck’s statutory tax layers are federal income tax and FICA, plus any voluntary deductions. Payroll starts with gross pay and subtracts pre-tax benefits—traditional 401(k), Section 125 health premiums, HSA/FSA, and commuter plans—to reach taxable wages. Employers then apply federal withholding based on your Form W-4 and pay frequency, along with Social Security and Medicare. Bonuses and commissions follow federal supplemental wage methods. Because neither New Hampshire nor its cities impose a wage income tax, your effective rate is driven by federal brackets, FICA thresholds, and your benefits strategy. The table confirms a 0% wage income tax over the past decade.
| Year | Top Wage Rate |
|---|---|
| 2016 | 0.00% |
| 2017 | 0.00% |
| 2018 | 0.00% |
| 2019 | 0.00% |
| 2020 | 0.00% |
| 2021 | 0.00% |
| 2022 | 0.00% |
| 2023 | 0.00% |
| 2024 | 0.00% |
| 2025 | 0.00% |
New Hampshire Median Household Income
New Hampshire’s median household income ranks among the highest nationally, supported by healthcare, education, advanced manufacturing, technology, and professional services. After pandemic-era volatility, nominal gains resumed as labor markets tightened across Greater Manchester, Nashua, and the Seacoast. Use the values below as directional, nominal benchmarks for budgeting and offer comparisons. For purchasing power, compare “real” (inflation-adjusted) dollars and weigh local costs—housing, transportation, childcare, and healthcare—since they vary by county and town. Household size and employer-provided benefits (health insurance, retirement match) significantly affect how far a salary goes across New Hampshire communities.
| Year | Income |
|---|---|
| 2016 | $73,500 |
| 2017 | $75,800 |
| 2018 | $77,900 |
| 2019 | $80,300 |
| 2020 | $82,100 |
| 2021 | $85,900 |
| 2022 | $88,400 |
| 2023 | $91,200 |
| 2024 | $93,300 |
| 2025 | $94,800 (prelim.) |
New Hampshire Federal Insurance Contributions Act (FICA)
FICA applies uniformly in New Hampshire. Employees pay 6.2% Social Security on wages up to the federal wage base (employers match) and 1.45% Medicare on all wages (also matched). High earners owe an additional 0.9% Medicare surtax above federal thresholds; employers do not match the surtax. Section 125 health premiums generally reduce both income-tax and FICA wages, while traditional 401(k) reduces income-tax wages but not FICA. New Hampshire pay stubs typically itemize Social Security, Medicare, federal withholding, pre-tax and post-tax deductions, and year-to-date totals, making it easier to verify accuracy each period in the absence of state wage tax lines.
New Hampshire Number of Cities with Local Income Taxes
New Hampshire cities and towns do not levy local wage income taxes. Payroll withholding generally includes federal income tax and FICA only.
| Locality | Resident Rate | Nonresident Rate |
|---|---|---|
| All New Hampshire cities/towns | None | None |
How Your New Hampshire Paycheck Works
Each pay period begins with gross wages. Payroll subtracts pre-tax benefits—traditional 401(k), HSA/FSA, Section 125 health premiums, and commuter benefits—to reach taxable wages. Withholding then includes federal income tax (per your W-4) and FICA (Social Security and Medicare). With no state or local wage income tax, your net pay depends heavily on federal bracket placement, FICA thresholds, and benefit elections. Post-tax deductions—Roth 401(k), garnishments, union dues, charitable gifts—come out after taxes and don’t reduce taxable wages. Pay frequency (weekly, biweekly, semimonthly, monthly) changes cash-flow timing but not annual tax owed; review stubs after life events or benefits updates.
New Hampshire Wage and Hour Laws: Overtime, Pay Frequency
Overtime: New Hampshire follows FLSA—most non-exempt employees earn 1.5× their regular rate for hours over 40 in a workweek; exemptions
apply where duties and salary thresholds are met.
Pay frequency: Employers must establish regular paydays and pay on consistent intervals (weekly or biweekly are common). State rules also cover
timely final pay and itemized wage statements—review employer policy and any agreements for specifics.
FAQs
How do I use the New Hampshire Paycheck Calculator?
Enter gross pay, pay schedule, W-4 details, and pre/post-tax deductions to estimate federal withholding, FICA, and net pay.
Does New Hampshire tax wages?
No. There is no New Hampshire state income tax on wage income.
Do any New Hampshire cities have a wage income tax?
No. Municipalities do not levy percent-of-wages income taxes.
What taxes appear on a New Hampshire pay stub?
Federal income tax, Social Security, Medicare, and your deductions; no state or city wage tax lines.
How do 401(k) and HSA contributions affect take-home pay?
They lower income-tax wages and boost net pay. Traditional 401(k) does not reduce FICA; many health premiums do.
How are bonuses withheld in New Hampshire?
Under federal rules, employers may use percentage or aggregate methods; there’s no additional state wage withholding.
Are tips taxable in New Hampshire?
Yes. Reported tips are subject to federal income tax and FICA and must be included in payroll.
Why did my withholding change midyear?
Updated W-4, raises, overtime, or benefit elections can alter brackets and per-check withholding.
What is New Hampshire’s minimum wage policy?
New Hampshire references federal minimum wage; many employers pay above minimum to compete for talent.
How often must I be paid in New Hampshire?
Employers must pay on a regular schedule—commonly weekly or biweekly—subject to wage-payment timing rules.
Do remote workers owe New Hampshire income tax on wages?
No state wage tax applies; federal taxes and FICA still apply based on federal rules and work location.