Utah Paycheck Calculator
Estimate take-home pay in Utah with state, federal, FICA, and city taxes, including pre-tax deductions and pay frequency.
Utah income tax rate
Utah uses a single flat individual income tax. Recent legislative updates lowered the rate over time, simplifying paycheck withholding and year-end filing. Employers calculate state withholding after pre-tax deductions (401(k), HSA/FSA, insurance) using your Utah withholding elections alongside federal W-4. Utah does not add city income tax on wages, so state and federal are your primary income tax layers (plus FICA). The table shows the last ten tax years’ statewide rate, reflecting trend reductions followed by stability. Always review your pay stub: benefit changes, supplemental pay, or filing status updates can shift per-check withholding even when the state rate stays the same.
| Year | State Income Tax Rate |
|---|---|
| 2016 | 5.00% |
| 2017 | 5.00% |
| 2018 | 4.95% |
| 2019 | 4.95% |
| 2020 | 4.95% |
| 2021 | 4.95% |
| 2022 | 4.85% |
| 2023 | 4.65% |
| 2024 | 4.55% |
| 2025 | 4.55% |
Utah median household income
Utah’s median household income has grown strongly over the last decade, reflecting a diverse economy—technology, construction, healthcare, outdoor recreation, and education. Pandemic-era volatility was followed by labor-market resilience and wage gains. Keep in mind regional differences: the Wasatch Front (Salt Lake, Utah, Davis, Weber counties) typically posts higher medians than rural areas. The values below provide directional, nominal benchmarks you can use when evaluating offers, planning a move, or comparing living costs. For purchasing-power analysis, compare “real” (inflation-adjusted) dollars and consider household size. Local medians within specific cities or counties can differ substantially from the statewide figure.
| Year | Income |
|---|---|
| 2016 | $67,900 |
| 2017 | $71,600 |
| 2018 | $75,800 |
| 2019 | $79,100 |
| 2020 | $82,000 |
| 2021 | $86,900 |
| 2022 | $88,400 |
| 2023 | $90,800 |
| 2024 | $92,600 |
| 2025 | $94,000 (prelim.) |
Utah number of cities that have local income taxes
Utah does not impose local (city or county) income taxes on wages. Paychecks generally include federal withholding, FICA, and the statewide Utah income tax only.
| Locality | Resident Rate | Nonresident Rate |
|---|---|---|
| All Utah cities/counties | None | None |
How Your Utah Paycheck Works
Each pay period starts with gross wages. Pre-tax deductions—traditional 401(k), HSA/FSA, commuter, and pre-tax insurance—reduce taxable wages for federal and Utah income tax (but not all FICA). Payroll then withholds federal income tax (W-4), Social Security, Medicare, and Utah state income tax at the flat rate. Utah has no local wage income tax, simplifying withholding. Post-tax items (Roth 401(k), garnishments, charitable contributions) are taken after taxes and do not reduce taxable income. Pay frequency—weekly, biweekly, semimonthly, monthly—changes per-check amounts but not your annual liability. Always review pay stubs for accuracy after life events or benefit changes.
Utah Wage and Hour Laws: Overtime, Pay Frequency
Overtime: Utah follows the federal FLSA. Most non-exempt employees earn 1.5× their regular rate for hours worked over 40 in a workweek; exemptions apply to certain salaried executive, administrative, and professional roles that meet duties and salary thresholds.
Pay frequency: Employers must establish a regular payday and pay on consistent intervals. Many Utah employers use biweekly or semimonthly schedules; salaried staff are commonly paid at least monthly. Final-pay and wage-statement requirements apply according to employer policy, contract, and federal standards.
FAQs
How do I use the Utah Paycheck Calculator?
Enter gross pay, filing status, Utah withholding elections, pre-tax benefits, and pay schedule; the tool estimates state, federal, and FICA withholding.
What is Utah’s current state income tax rate?
Utah uses a single flat rate (see table). Employers apply it after pre-tax deductions and your Utah withholding elections.
Does Utah have local city income taxes?
No. Utah does not levy local wage income taxes; your paycheck typically reflects only federal, FICA, and state income tax.
How do pre-tax 401(k) or HSA contributions affect my check?
They reduce taxable wages for income tax, increasing take-home pay while saving for retirement or eligible healthcare expenses.
Are bonuses taxed differently in Utah?
Utah taxes supplemental wages at the same flat rate; employers may use federal percentage or aggregate methods for federal withholding.
What pay schedule should I choose?
Pay frequency affects per-check cash flow, not annual tax. Biweekly is common; semimonthly aligns with monthly bills for some workers.
What is Utah’s minimum wage?
Utah follows the federal minimum wage unless changed by law or employer policy; some employers pay higher market rates to compete.
Do remote workers owe Utah tax?
Residents owe Utah tax on all income; nonresidents owe tax on Utah-sourced wages. Check reciprocity and credits if you work across states.
How can I increase my take-home pay?
Review withholding elections, optimize pre-tax benefits, adjust retirement savings targets, and verify exemptions/credits you qualify for each year.