Oregon Paycheck Calculator
Estimate Oregon take-home pay fast. Enter salary or hourly income, deductions, contributions, and pay frequency to view instant results today.
Oregon Income Tax Rate
Oregon taxes wages with progressive brackets and a long-standing high top marginal rate. Payroll starts from gross pay and subtracts pre-tax benefits traditional 401(k), Section 125 health premiums, HSA/FSA, commuter plans then calculates federal withholding, FICA, and Oregon withholding based on your OR-W-4 elections and pay frequency. Supplemental wages (bonuses/commissions) follow federal percentage or aggregate methods. Some Portland-area jurisdictions also levy separate personal income taxes that may be withheld (see local section). Your effective rate is usually lower than the top bracket because deductions, credits, and pre-tax benefits reduce taxable income across the year. The table summarizes the statewide top rate over the past decade for context.
| Year | Top Rate |
|---|---|
| 2016 | 9.90% |
| 2017 | 9.90% |
| 2018 | 9.90% |
| 2019 | 9.90% |
| 2020 | 9.90% |
| 2021 | 9.90% |
| 2022 | 9.90% |
| 2023 | 9.90% |
| 2024 | 9.90% |
| 2025 | 9.90% |
Oregon Median Household Income
Oregon’s median household income has generally trended upward, supported by growth in technology, healthcare, manufacturing, logistics, higher education, and outdoor-recreation industries concentrated in Portland, the Willamette Valley, Central Oregon, and Southern Oregon hubs. Pandemic volatility slowed progress briefly; nominal gains resumed as labor markets tightened statewide. Use the figures below as directional, nominal benchmarks for budgeting and offer comparisons. For purchasing power, compare “real” (inflation-adjusted) dollars and weigh regional cost differences housing, transportation, childcare, and insurance vary widely between metro, suburban, and rural counties. Household size and employer benefits (health coverage, retirement match, HSA contributions) meaningfully affect take-home value everywhere in Oregon.
| Year | Income |
|---|---|
| 2016 | $61,500 |
| 2017 | $64,000 |
| 2018 | $66,800 |
| 2019 | $69,200 |
| 2020 | $70,600 |
| 2021 | $74,100 |
| 2022 | $77,000 |
| 2023 | $79,200 |
| 2024 | $80,900 |
| 2025 | $82,300 (prelim.) |
Oregon Federal Insurance Contributions Act (FICA)
FICA applies uniformly in Oregon. Employees pay 6.2% Social Security on wages up to the federal wage base (employers match) and 1.45% Medicare on all wages (also matched). High earners owe an additional 0.9% Medicare surtax above federal thresholds that employers do not match. Traditional 401(k) reduces income-tax wages but not FICA; Section 125 health premiums typically reduce both. On Oregon pay stubs, you may also see the Statewide Transit Tax (0.1%) and contributions for Paid Leave Oregon; these are separate from FICA and state income tax and may be employer/employee-shared per current rules.
Oregon Number of Cities with Local Income Taxes
Oregon generally lacks city wage taxes, but the Portland metro area has personal income taxes administered by regional and county authorities that can be withheld from paychecks when thresholds are met. A separate Portland Arts Tax is a flat annual amount, not a payroll percentage.
| Locality | Type | Typical Rate | Notes |
|---|---|---|---|
| Metro (Tri-County) | Regional income tax | ≈1% (over thresholds) | Supportive Housing Services; income-thresholded. |
| Multnomah County | County income tax | ≈1%–3% (tiered) | Preschool for All; higher rates at higher incomes. |
| City of Portland | Arts Tax | $35 flat | Annual per adult; not a percent-of-wages withholding. |
How Your Oregon Paycheck Works
Your pay period begins with gross wages. Payroll subtracts pre-tax benefits traditional 401(k), HSA/FSA, Section 125 health premiums, and eligible commuter benefits to reach taxable wages. Withholding then includes federal income tax (W-4), FICA (Social Security and Medicare), Oregon income tax (OR-W-4), and Oregon-specific items such as the Statewide Transit Tax and, where applicable, Metro/Multnomah personal income taxes. Post-tax items Roth 401(k), garnishments, union dues, charitable gifts are taken after taxes and don’t reduce taxable wages. Pay frequency (weekly, biweekly, semimonthly, monthly) changes cash-flow timing but not your annual tax liability.
Oregon Wage and Hour Laws: Overtime, Pay Frequency
Overtime: Oregon follows FLSA most non-exempt employees earn 1.5× after 40 hours in a workweek; certain
industries have additional daily/weekly rules and exemption criteria based on duties and salary thresholds.
Pay frequency: Employers must set regular, published paydays and pay on consistent intervals; biweekly and semimonthly are common.
Rules also cover timely final pay and itemized wage statements review employer policy and any agreements for specifics.
Oregon FAQs
How do I use the Oregon Paycheck Calculator?
Enter gross pay, pay schedule, W-4/OR-W-4 details, pre-tax benefits, and deductions to estimate federal, FICA, state, and local withholding.
Does Oregon tax wage income?
Yes. Oregon uses progressive brackets; see the 10-year table for the top rate context.
Are there city wage taxes in Oregon?
Generally no, but Metro and Multnomah County impose regional/county personal income taxes; Portland has a flat Arts Tax.
What Oregon payroll items besides income tax appear on stubs?
Statewide Transit Tax (0.1%) and Paid Leave Oregon contributions may appear, separate from FICA and state income tax.
How are bonuses and commissions withheld in Oregon?
Employers may use federal percentage or aggregate methods; Oregon income tax and any applicable local taxes apply.
Do 401(k) and HSA contributions reduce Oregon taxes?
Yes both reduce income-tax wages; traditional 401(k) does not reduce FICA, while many Section 125 health premiums do.
How often must I be paid in Oregon?
Employers must maintain regular, consistent paydays commonly biweekly or semimonthly subject to state wage-payment rules.